@ambrina.moneyfix: A few tips to give them a helping hand when they reach 18. A word of caution- if your new adult is unlikely to be responsible with a credit card, maybe skip that step for now, as it can easily become a step into the world of debt. But they are a fantastic was for them to demonstrate responsible borrowing. The key is to use it for day to day spending and pay it back in full at the end of the month. Good luck!