@iamzayade: All the advice I found for investment was American or British, none for Ireland. So here’s what I wish someone had told me at 18. Number one. Your pension. Before you touch anything else. In Ireland if your employer matches your contributions that is literally free money sitting there waiting for you. I ignored this for one year. Don’t. Number two. A globally diversified ETF on Trading 212 or Trade Republic (not financial advice - check comments for common ones ). You can start with €50 a month. It invests in over 3,700 companies at once so you’re not betting on one thing going right. There are other ETFs to consider. Number three. A high yield savings account for your emergency fund. Raisin.ie or Trade Republic. Your money sitting in a current account is losing value every single year to inflation. Move it. That’s it. Three things. None of them complicated. Happy Investing 💕 #irishinvesting #ireland #PersonalFinance

2026-03-14 23:55:17

2026-03-15 11:36:21

2026-03-17 13:57:55

2026-03-15 12:52:46

2026-03-17 17:04:08

2026-03-15 17:12:28

2026-03-18 22:44:26

2026-03-15 18:14:58

2026-03-15 10:29:08

2026-03-15 08:06:29

2026-03-15 10:14:24

2026-03-14 23:56:27

2026-04-01 22:35:06

To see more videos from user @iamzayade, please go to the Tikwm homepage.

Zainab Ade | Money & Investing

Open In TikTok:

Region: IE

Saturday 14 March 2026 23:51:30 GMT

Music

Download

Comments

Zainab Ade | Money & Investing :

the pension one genuinely changed my life. my employer was matching 5% and i didn’t even know 😭 that’s free money i was just leaving every single month

Lee-Ann Brewer :

the only problem with investing in Ireland is the 8year deemed disposal rule. so you're losing compound growth every 8years

Brian :

Most people don’t realise this 😳 In Ireland ETFs are taxed at 38% AND you get taxed every 8 years even if you don’t sell (deemed disposal). No tax-free allowance either… stocks are actually more tax efficient here

xxxxxccccxxxx92 :

If I start investing what’s the story with tax and revenue or does that only become relevant if I want to take the money out?

momosnuggets :

For number one, when can I take it out?

mythots :

Would your recommend bunq as a savings account I keep getting ads for it?

Samuel 🇮🇪🇸🇱 :

You are a smart lady

ice_cream2481 :

Can u explain more on bout the pension ?

yhn.dz :

Guurrrll! Need more like this 😩🙏

The Boudoir Studio|Offaly :

thanks girl....✨✨

Zainab Ade | Money & Investing :

Zainab Ade | Money & Investing :

Also I still think about the times I wasted saving not knowing about HYSAs 😭😭😭

👑chrisnoonan👑 :

👌

Other Videos

About

Legal