Rich Nerd
Region: PH
Tuesday 17 March 2026 20:25:57 GMT
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South09 :
actually the best card is AMEX Platinum
2026-04-12 20:00:47
138
Joseph_Cayo :
1. why is he saying 4% cash back when it’s 4x points 2. also who is using amex points for cash 😭 33k points can literally get u a round trip to peru, ireland, and prob other places too, which is way better than $252 3. he’s also not even including the card benefits when talking about offsetting the annual fee 4. not trying to be rude but i wouldn’t really take his advice, there are better tiktokers for credit card content. personally i think amex gold/plat is better overall
2026-03-31 09:32:59
46
iropliskn :
you just kinda left off the benefits 💀
2026-03-19 10:38:13
496
chentendo :
um how about the credits like rest, Uber eat credits, Dunkin credits etc ...
2026-03-18 10:04:09
87
✝️ :
Dude please that card pay for itself
2026-03-19 12:07:35
59
jake :
The 4x is not the point of the card, it’s to build points through Rakuten, which gives u Amex points, which you can then transfer to luxury flight partners.
2026-03-19 13:16:03
19
Itz._.Edgarr :
This Guy don’t know what’s he talking about 😭
2026-05-29 22:33:19
2
Ez :
This does not include any of the spending one does on dining or travel. Also, he does not speak about the monthly/semi annual credits that come with the AmEx gold card that off set the card’s yearly fee, including 120/yr in uber/uber eats credits, 84/yr in dunkin credits, and more. This take is misleading and doesn’t cover all the card can do
2026-05-16 19:27:48
1
legacyafthr0 :
Credits, points for business class flights have more value than 4% cash back, customer service, rakuten. Completely different ball game brother
2026-03-19 07:33:52
10
Jaemoney :
if you add the uber eats and dunkin credit it’s an additional 204$ back
2026-03-17 20:42:16
1
PK l Travels ✈️🌍 :
Come on brother… you’re missing the benefits & credits!
2026-03-22 22:07:21
2
Aston :
But u get gold
2026-04-15 18:11:25
23
konradmegelund :
Hifiman edition xs, bro knows ball
2026-04-15 16:15:30
1
mbamatt :
Agree! My chase freedom card has 3% cash back on groceries with no annual fee
2026-03-18 03:24:26
1
qwert :
AMEX gold as cashback???😭😭😭 8400 x 4 =33,600 points which is only $201.6 of statement credit. What r u even comparing?
2026-05-01 16:02:28
0
Lois :
Well, that makes sense if you don’t use points to effectively pay for travel. Airplane tickets are way more effective at paying for the membership fee and getting your moneys worth. Ofc that’s assuming that’s part of ur lifestyle.
2026-03-19 02:17:39
3
Armando :
I use all my Amex credits so my effective annual fee is more like -$99. Amex basically pays me $100 a year to use their card. So by your math, it is actually superior to a $0 annual fee card.
2026-03-19 07:27:22
4
James Hutchinson :
What color is your bugatti?
2026-04-02 12:33:26
0
Ian Silva :
Amex blue Cash Preferred has 6% cash back at supermarkets
2026-03-20 03:44:48
8
Jan :
It is for starus
2026-04-14 04:53:18
1
t__rey :
Name another that gives you a higher multiplier for dining out and groceries
2026-04-06 21:44:35
1
kayne :
Left out every benefit lol
2026-04-22 01:07:14
1
Housenn9 :
The cobolt offers 5% uh
2026-04-01 22:06:35
1
Simon :
yea but what if you spend 5000$ a week like a normal person
2026-04-15 17:16:11
1
friedrichschulz :
ye annual not monthly
2026-04-15 12:39:11
1
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