@realbraidenshaw: If you’re above the Roth IRA income limits, this is how high earners still get money into a Roth. The backdoor strategy is one of the most powerful ways to build tax-free wealth!
If you invest after tax dollars in the traditional then move it to a Roth, why is that a taxable event?
2026-04-24 03:55:53
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Connor McMahon :
Should mention pro rata rule for those with existing balances
2026-03-18 17:55:01
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🌿 Annie 🌿 :
If you use a traditional IRA as a backdoor, you can also contribute to the traditional, once the money is available just transfer to the Roth IRA between the accounts, then invest … no need to make the conversion.
2026-04-22 03:35:33
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RCBear3 :
What if I already have a rollover traditional IRA (funded from an old 401k) and a ROTH IRA? Can I move funds between those two existing accounts?
2026-07-21 22:43:09
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Meg :
Does it matter how many times a year you do this? Or do you recommend just doing it once a year when you hit the max that can go into the Roth IRA?
2026-04-13 23:24:52
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Sincerely_Carla :
Oh my goodness I just had to do this!!
2026-03-22 22:58:40
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none :
Been doing this for years
2026-03-17 22:59:04
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