@cosmicinthe_galaxy: you know... it's abnormally heated out here... #fyp #heatabnormal #sky #sunset #ReiAdachi

❄🧊🩵˚*・༓☾-Ꮯ𐒀Ꭶ𐒄𐒀-ᴬᵗˡᵃˢ☽༓・*˚
❄🧊🩵˚*・༓☾-Ꮯ𐒀Ꭶ𐒄𐒀-ᴬᵗˡᵃˢ☽༓・*˚
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Region: NZ
Wednesday 18 March 2026 08:28:09 GMT
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mdva.past
MDVA.Past :
2026-04-10 04:01:59
4616
rotomdex.00110
ινzιιι ? ^~^ :
my phone's heat is ABNORMAL
2026-04-11 00:44:13
1076
inter_dolly
Sazie 🌷 (Comms Closed!) :
it's so RED
2026-04-10 12:05:08
408
vallery677
AzkaIsCool :
imma drop ts here✌️
2026-04-09 10:07:41
796
nxjkspi
@Mizy_zz :3 :
2026-04-10 12:51:33
563
cs.keegs_
🎸NO MORE TEARS🎸 :
2026-03-23 19:27:15
213
ruby.yeah.123
ruby.yeah.123🤍🦋 :
the best abnormal heat
2026-03-21 05:37:52
9
provenexql0
вирусный виртуал :
2026-04-11 07:28:09
74
itsme_kyohi
⊹ . Kyohi_Kagehisa. ₊ ♡ :
WAIT THE SUN LOOKS LIKE A BLACK HOLE THO
2026-04-05 15:05:54
158
csilluslillus
csilluslillus :
does this count💔
2026-04-18 21:58:55
10
shinomitsuceo224
🎼🥧RiverMizuMafuShipper🎀❄️ :
HOLY CRAPPP
2026-04-05 19:37:20
6
ultimatelarizzler3000
Larizzler 💥 :
mine one counts?
2026-04-12 14:00:09
5
ikaa4a00
MalMall_ :
i just have the heat normal 💔
2026-04-05 08:58:42
47
nyume_adomin
˚*•.˚₊🥖Teto🥖🔻🔴🔻 ‧₊˚•.¸,¤° :
My sun was blocked
2026-04-11 14:12:14
17
natsumi.hakumi
𝗡𝗮𝗍᤻s᤻ᥙ᤻𝗺࣭і 𝗛ᥲk࣪𝘂͠mі :
AHHH MY EYES
2026-05-23 03:29:38
5
yunaava_
Yunaa🦝 :
I'm so lucky that there are no coconut trees behind my house
2026-05-14 10:27:15
6
m4shuk0
❄️mashuko! :
про шо песня?
2026-05-08 19:32:00
5
_arixxwl
ari :
не мое фото, но я видела это
2026-04-10 21:29:42
13
.kkami.chan
𑄝꒱ 𝓴𝓲𝘴ꪖㅤִㅤִ♡゙ :
[фото]
2026-04-11 18:47:57
15
catmond0
cat :o :
heat is quite abnormal
2026-04-26 15:27:10
7
retorno_chaufa_az
retorno_chaufa_verde :
Does this count?
2026-04-15 07:27:30
6
p619456
ꀤꫜꝁꗟ𝓪ꫜš :・゚✧🖌 :
uhm guys
2026-04-11 00:53:36
21
yalis707
☆彡彡 𝐘𝐚𝐥𝐢𝐬 ミミ☆ :
does this count😭
2026-04-10 12:55:44
199
d_igital4ngel
×dʀeaмer |/ .Flake's husband·࿐ :
Does this count?
2026-04-12 16:04:49
7
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Step 1: Pick my industry. I'd focus on niches people always need: • Financial services • Fin tech or blockchain technology  Step 2: Build my target list. I'd go to MSME(.com) and filter for: • $500k-$1M asking price • $100k+ yearly cash flow • 5+ years in business Then I'd list 20-30 businesses that fit. • AI and LLMs  • Service-based businesses These survive recessions because they solve real problems. Step 3: Start Emailing/calling owners. For each business on my list… I'd call the owner directly and ask: • Why are you selling? • How long have you owned it? • Who runs day-to-day operations? I want to make sure someone’s not running away from problems I don’t need. Step 4: Get CAC pre-approved. Before making any offers, I'd visit CAC(.gov) and apply with a lender. Banks I'd use: • Zenith Bank  • GTBank  • ACCESS Bank  I'd bring: • Tax returns • 3 years of W-2s • Personal financial statement Step 5: Review the financials. Once I find 3-5 solid businesses, I'd hire a CPA to audit the numbers. I'd look for: • Consistent revenue growth • Stable profit margins • No red flags If the seller can't produce clean financials, I walk. Step 6: Make my offer. I'd calculate 1.5-2X the seller's yearly earnings. Example: • Business makes $100k/year • I offer $150k-$300k Then I negotiate from there. The key is leaving enough room for profit after debt payments. Step 7: Structure the deal. Here's how I'd finance it: • 80% CAC loan (from the bank) • 10% seller financing (paid over time) • 10% down payment (me or investor) This means I could potentially buy a $100k business with just $10k down. Step 8: Find my investor. If I don't have $10k sitting around, I'd find a private investor to cover the down payment. In return, I'd give them 10-15% equity. On a business making $150k/year, they'd earn $22.5k annually. That's a 115% return in year 1. Step 9: Run the numbers. Before closing, I'd use my deal calculator to verify the math works. Example on a $100k business making $150k/year: • Loan payments: $15k/year • Investor share: $22.5k/year • GM salary: $35k/year I'd still pocket $70k+/year. Step 10: Close the deal. Once everything checks out, I'd close. Day 1 priorities: • Review all systems • Meet the entire team • Confirm the GM stays (or hire one) • Start implementing small improvements The business should run without me within 90 days. Step 11: Improve operations. Most of these businesses are stuck in 1995. I'd immediately: • Build a website • Set up social media accounts • Optimize their pricing • Implement better systems Even small changes can increase cash flow by 10-20%. Step 12: Repeat the process. Once my first business is running smoothly, I'd do it again. Use the cash flow from business 1 to fund the down payment for business 2 This is how I built my portfolio to 2+ businesses
Step 1: Pick my industry. I'd focus on niches people always need: • Financial services • Fin tech or blockchain technology Step 2: Build my target list. I'd go to MSME(.com) and filter for: • $500k-$1M asking price • $100k+ yearly cash flow • 5+ years in business Then I'd list 20-30 businesses that fit. • AI and LLMs • Service-based businesses These survive recessions because they solve real problems. Step 3: Start Emailing/calling owners. For each business on my list… I'd call the owner directly and ask: • Why are you selling? • How long have you owned it? • Who runs day-to-day operations? I want to make sure someone’s not running away from problems I don’t need. Step 4: Get CAC pre-approved. Before making any offers, I'd visit CAC(.gov) and apply with a lender. Banks I'd use: • Zenith Bank • GTBank • ACCESS Bank I'd bring: • Tax returns • 3 years of W-2s • Personal financial statement Step 5: Review the financials. Once I find 3-5 solid businesses, I'd hire a CPA to audit the numbers. I'd look for: • Consistent revenue growth • Stable profit margins • No red flags If the seller can't produce clean financials, I walk. Step 6: Make my offer. I'd calculate 1.5-2X the seller's yearly earnings. Example: • Business makes $100k/year • I offer $150k-$300k Then I negotiate from there. The key is leaving enough room for profit after debt payments. Step 7: Structure the deal. Here's how I'd finance it: • 80% CAC loan (from the bank) • 10% seller financing (paid over time) • 10% down payment (me or investor) This means I could potentially buy a $100k business with just $10k down. Step 8: Find my investor. If I don't have $10k sitting around, I'd find a private investor to cover the down payment. In return, I'd give them 10-15% equity. On a business making $150k/year, they'd earn $22.5k annually. That's a 115% return in year 1. Step 9: Run the numbers. Before closing, I'd use my deal calculator to verify the math works. Example on a $100k business making $150k/year: • Loan payments: $15k/year • Investor share: $22.5k/year • GM salary: $35k/year I'd still pocket $70k+/year. Step 10: Close the deal. Once everything checks out, I'd close. Day 1 priorities: • Review all systems • Meet the entire team • Confirm the GM stays (or hire one) • Start implementing small improvements The business should run without me within 90 days. Step 11: Improve operations. Most of these businesses are stuck in 1995. I'd immediately: • Build a website • Set up social media accounts • Optimize their pricing • Implement better systems Even small changes can increase cash flow by 10-20%. Step 12: Repeat the process. Once my first business is running smoothly, I'd do it again. Use the cash flow from business 1 to fund the down payment for business 2 This is how I built my portfolio to 2+ businesses

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