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@jades__journey: #fyp #wieiad #protein #Fitness #healthy

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Friday 20 March 2026 11:59:24 GMT
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🏡 “I CAN AFFORD $3,500 IN RENT, BUT THE BANK SAYS I CAN’T AFFORD A $3,500 MORTGAGE?!”🤯 Sounds unfair, right? Here’s what most renters don’t realize. Lenders don’t just look at your rent payment. They look at your income, existing debts, and total proposed housing payment. Here’s a simple example 👇 💰 Gross monthly income: $7,000 🏡 Total proposed housing payment: $3,500 🚗 Car loan payment: $600 🎓 Student loan payment: $300 Total monthly debt = $4,400 📊 DTI = $4,400 ÷ $7,000 = 62.9% That’s above the qualifying DTI limits for many mortgage programs. And remember, your total housing payment includes principal, interest, property taxes, homeowners insurance, and applicable mortgage insurance or HOA dues. The good news? Not qualifying today doesn’t mean you can’t become a homeowner. Reducing monthly debt, increasing qualifying income, or exploring different loan programs could improve your options. 💬 Paying $3,000–$4,000 in rent? DM me “RENT”and let’s explore your buying power! Important: The $3,500 housing payment in this example assumes it’s the full monthly housing expense, not just principal and interest. Otherwise, the actual DTI would be higher.
🏡 “I CAN AFFORD $3,500 IN RENT, BUT THE BANK SAYS I CAN’T AFFORD A $3,500 MORTGAGE?!”🤯 Sounds unfair, right? Here’s what most renters don’t realize. Lenders don’t just look at your rent payment. They look at your income, existing debts, and total proposed housing payment. Here’s a simple example 👇 💰 Gross monthly income: $7,000 🏡 Total proposed housing payment: $3,500 🚗 Car loan payment: $600 🎓 Student loan payment: $300 Total monthly debt = $4,400 📊 DTI = $4,400 ÷ $7,000 = 62.9% That’s above the qualifying DTI limits for many mortgage programs. And remember, your total housing payment includes principal, interest, property taxes, homeowners insurance, and applicable mortgage insurance or HOA dues. The good news? Not qualifying today doesn’t mean you can’t become a homeowner. Reducing monthly debt, increasing qualifying income, or exploring different loan programs could improve your options. 💬 Paying $3,000–$4,000 in rent? DM me “RENT”and let’s explore your buying power! Important: The $3,500 housing payment in this example assumes it’s the full monthly housing expense, not just principal and interest. Otherwise, the actual DTI would be higher.
من عز المؤسس إلى مجد سلمان وعزم محمد آل سعود... تاريخ من المجد، وقيادةً نفخر بها، ورايةً تعانق السماء. حفظ اللّٰه ملوكنا وولاة أمرنا، وأدام على وطننا العز والأمن والأمان، وجعل رايته خفّاقةً إلى الأبد🇸🇦💚⚔️محمد بن سلمان⚔️💚🇸🇦 السعوديه العظمى#السعودية_العظمى_🇸🇦⚔️💚
من عز المؤسس إلى مجد سلمان وعزم محمد آل سعود... تاريخ من المجد، وقيادةً نفخر بها، ورايةً تعانق السماء. حفظ اللّٰه ملوكنا وولاة أمرنا، وأدام على وطننا العز والأمن والأمان، وجعل رايته خفّاقةً إلى الأبد🇸🇦💚⚔️محمد بن سلمان⚔️💚🇸🇦 السعوديه العظمى#السعودية_العظمى_🇸🇦⚔️💚

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