@u2e_podcast: There’s a version of entrepreneurship we don’t talk about enough… The one where you leave a stable job, you’re confident, you’ve “figured it out”… Then reality hits! In this episode, Edward shares how he went from corporate success… to struggling with debt, losing his house, and almost quitting. And the part that hit me the most? Most of it came from doing what many of us do… starting too big, too fast, and assuming the money will figure itself out. If you’re building something right now, or thinking of leaving your job to start… Please watch this episode. Not to scare you but to ground you. Because business will humble you… but if you learn fast enough, it will also build you. 🎥 Full episode on YouTube - link in bio #EntrepreneurshipKe #BusinessLessons #FounderStories #UnpreparedToEntrepreneur #KenyanEntrepreneurs
Unprepared to Entrepreneur
Region: KE
Saturday 21 March 2026 12:16:46 GMT
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mikemanani :
Debt will finish you. Take debt that you can repay gradually without too much pressure. In fact there is a law called 70/30 rule. Finance your business 70% , take maximum debt of 30%. We live in a country where we are overtaxed, taxes are eating all the profits, trade carefully.
2026-03-21 17:45:19
62
Bonis Vlog :
I owe 40M
2026-05-08 23:38:29
0
Manner Decorations centre,Awas :
I owe equity bank 620k...repayment 25k for the next 3 yrs...hehe deni SI mchezoo...am sweating walai
2026-03-22 16:08:13
14
Wycliffe Gazemba :
400 million but you might find his assets are more than 800 million, the bank is not foolish 😂😂😂😂😂😂
2026-03-22 09:29:22
9
Mwangi Fred :
this are content we need. real motivation
2026-03-21 18:11:54
12
Simpson_oj :
Debt works like this:
The bank lends you money. You promise to pay it back with interest.
But here's the difference:
Instead of paying the debt with their own money ("bad" debt), the rich buy assets that generate income
("good" debt).
That income pays the debt and the interest and they keep the profit
2026-03-22 00:15:43
4
Marissa :
hua munapata aje hizi loans Na hata 100k Mimi sipewi
2026-03-22 06:09:37
4
The Bett :
it depends with alòoooooot of factors, your 30M could be your whole world, his 400M would be 1/64 of his net assets..usiwai jidanganya na comparison man
2026-03-22 07:34:45
8
Tom_Muendo :
I owe the bank 2.1m na silali😂
2026-03-28 15:13:19
1
NonAffiliatED🪷 :
😂😂😂😂i owe the bank 25m na hata sijali.....
2026-03-21 19:25:59
16
Lenny Ericks🇰🇪 :
Debt is good, it's the over leveraging that makes life difficult.
2026-03-22 17:42:23
1
Prof.€ :
Just like other people; loan monies abracadabra shenanigans enticing me😒
2026-05-15 05:16:28
2
M.U.T.E.TE :
let me take notes. Entrepreneurialism is not for the faint hearted
2026-03-21 19:11:12
2
fafa mukuru :
let those seeing it wrong save millions we go borrow and do our business soft and calm with bank .only displine and constituencies small profit huge sales and all goes well
2026-03-21 22:44:19
1
Simpson_oj :
There are two types of debt:
Bad Debt:
Debt that takes money away from you (credit cards, consumer debt). This is what most people use.
Good Debt:
Debt that generates money for you (businesses, assets, expansion). This is what the rich use.
Debt is NOT the problem. What you buy with it is.
2026-03-22 00:15:10
3
Simpson_oj :
The rich understand that money must stay in motion.
So when they use borrowed money, they keep their own money working elsewhere while earning even
more.
Always remember:
• If you use your own money, you grow slowly.
• If you use borrowed money, you grow at business speed.
• If an asset earns more than the cost of the loan.
2026-03-22 00:16:22
4
Simpson_oj :
A small business wants to grow.
Instead of using its own capital:
• It takes a business loan
• Opens a new location
• Sales increase from the new location
• The debt is paid with NEW income, not existing money
That's how businesses scale without draining their capital.
2026-03-22 00:19:06
2
Simpson_oj :
Remember!!
Debt isn't the enemy it's how you use it that matters.
Bad debt takes from you. Good debt works for you.
2026-03-22 00:20:23
1
G :
entrepreneurship is something else man.. eeh
2026-03-21 19:14:44
1
tolbert :
Good Job Ed.
2026-03-23 02:27:45
0
peter_kamaa :
weh let me like this one
2026-03-25 13:38:17
0
McLean :
I pay 40k a month 😓😓😓
2026-05-22 14:50:01
0
akiss085 :
weeh walahi i always recieve loan related mess from bank be it on bussiness or them targeting my salary alhamdullah i have nvr applied any loan & i will nvr inshaAllah bcz it has destroyed familes
2026-03-24 20:11:45
0
miwani_za_500 :
Debt and loans are spiritual!
2026-03-22 15:00:51
0
Makori will make it :
part 2😂😂😂
2026-03-21 14:07:04
0
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