Leo’s Credit Tips & Repair
Region: US
Sunday 22 March 2026 16:36:27 GMT
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Sadarr1985 :
Asking a debt collector for written proof (debt validation) forces them to prove you owe the debt and that they have legal authority to collect it. Under the FDCPA, they must pause collection efforts until they send you documentation, such as the original contract, account details, and chain of ownership, or they must stop contacting you.
2026-03-29 17:06:16
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406huntress :
What is considered legit
2026-03-26 03:08:42
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user034695660 :
It’s when you know, they don’t and exactly why and how they don’t is more important
2026-03-23 00:24:44
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Maria :
I received a Pre-legal notice for non payment of debt from Midland should I call them and ask to provide me with the proof before the due date they assign.
2026-04-17 19:14:50
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👑Uncle NayNay (D.Senay) :
what if they are an attorney operating on behalf of the debt collectors and they file a law suit and trying to serve
2026-04-29 19:44:53
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kalonv8 :
my debt collector said they only send by email. not in writing. is this legal?
2026-05-12 18:39:56
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Robin G :
Does this apply to medical as well? I just asked for it and they told me they didn't have to do that and I needed to contact the hospital.
2026-03-30 17:58:39
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Vrodriguez :
What about if i already been served can i still ask for validation, the paperwork just said i owed a debt and the amount and account number thats it no proof.
2026-04-04 23:45:55
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2mui25 :
and they proof it. i have told them that and they mailed it
2026-04-01 10:23:31
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wandafludlum :
😂😂😂
2026-05-02 20:29:58
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