@consultwitciera: Everybody wants things removed… but nobody wants to build. This client has been with me for 3 months. We got real results collections, repo, rental debt, all of that removed. But her score didn’t jump like it could have… because she didn’t focus on building her credit profile. I tell my clients this all the time: removals clean your report… but building is what increases your score. If you’re not adding positive accounts, keeping your utilization low, and doing your part… you’re going to stay stuck. This is a process not just deleting, but rebuilding the right way. #credit #creditbuilding #creditscore #credittips #creditcards