@ascot_mortgages: MORE Red Flags on Bank statements when getting a Mortgage 🚩❌ #mortgages #mortgageapplication #buyingahome #buyingahouse #mortgage

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What about a large amount of money on the weekends but it’s split into multiples of £40

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So basically if you have a life you’re bank is a red flag

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so I'm paying £1600 for rent, a mortgage would be nearly half that but you don't think I can afford it because how I spend my money. makes zero sense

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That's 90% of the country not getting a mortgage

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All of the above, guess I’m gonna keep renting lol

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what’s wrong with multiple payments from third parties but you might use the likes of PayPal to do business

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what's the point of overdraft then🤔

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Shurrrup

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What about £10-£30 a day on sky bet month after month

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What’s the banks problem it’s my money I spend it on how I like to so if I’m a millionaire and have wierd trancstions that you don’t like but have the money to pay for a house outright you still won’t give me a mortgage

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red flag on my account is £330 pcm to the council tax bill, every month forever

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What’s classed as a third-party?

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basically everything even tho you can happy pay double in rent you cant afford a mortgage

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My payslip was off by 3 to 5 pence, and I got questioned about it. I had to get my boss and accountant to write letters, or I was almost declined.

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What a joke

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Straight vanilla. Pay in from work/payslips - with no gambling or 3rd parties.

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What amount is considered a large cash transaction?

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now do red flags when choosing a mortgage lender

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Is there a limit on the gambling as looking to get a house in the next few years but I like a bet now and then max £30 PCM and sometimes that can last a few months

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so basically if you have a side hustle that gives you extra income away from payslip that's a red flag

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my mortgage advisor just asked for an explanation of transactions, its not an issue

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Looks like I’m never getting a mortgage then, cheers

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Can you tell me where employers get the authority to access your wages and remove all sorts of payments like taxation, insurance etc?