I doesn’t cost 55K to refinance. And renting doesn’t give you equity.
2026-04-07 13:23:57
5
Young J Mac :
Who is refinancing for a “quarter point” ? Lol
2026-03-28 05:10:03
90
Username11 :
Yea but a 400k dollar house isn’t 5k a month
2026-03-27 06:22:42
48
Taylor_Fann_19 :
Nobody refinances a quarter point difference this is a rage bait post
2026-03-28 20:47:06
11
thafuxes :
I love owning. I wrote off interest, property taxes and points last year and got like $3K back for those deductions whereas my landlord prior got those deductions.
2026-03-27 13:58:03
10
MasonAndMark :
“What nobody tells you” *explains exactly what you are told when taking out a mortgage and/or refinancing. These are not secrets lol
2026-03-27 12:55:39
9
ReecosFalcone :
You are describing churning. Anyone refinancing someone for .25% is unethical.
2026-03-26 19:52:32
114
ztryker09 :
Break even with closing costs has to be 2-3 years. Assuming you plan to live there for the long run. I refinanced 4.25% to 3.5% to 2.5% fixed 30 years. It was worth it. My mortgage is $1,840 and now $1,000 is going towards principal. I was a little bro!
2026-03-26 23:27:08
8
Vonny :
True. I’ll wait until there’s a recession lol. Hopefully in the next 2-3 years. If not, 🤷🏾♂️
2026-03-26 17:50:37
12
Chi_the_Process :
Equity in your landlord’s pocket 🤣
2026-04-09 03:22:13
3
ItsmeitsmeitsMJR :
Refinancing to drop a quarter percent get real. 😂
2026-03-29 01:57:11
7
Ob3one :
refinanced a balloon loan in 2021 with 3.6% I ain't doing nothing
2026-03-26 22:33:22
7
mrcatnip :
Run that back…. But slower
2026-03-26 23:09:22
8
user5569414302586 :
Nah only refinance like once lol
2026-04-04 10:33:15
1
Nathan Tseng :
Why would you refinance for less than a percent??
2026-03-27 03:15:41
13
JimmyNewtron :
More
2026-04-09 19:55:22
1
👑𝓒𝓻𝓸𝔀𝓭𝓴𝓲𝓵𝓵𝓪23💎 :
Equity in what exactly?
2026-04-02 13:47:23
3
sasha p :
You can finance with zero closing costs and ideally, you don’t do a 30 year again. Also, refinancing every year is stupid and no one does that.
2026-04-06 06:02:40
3
NitroFPS :
When i refinanced they payed the closing costs
2026-04-13 19:46:48
4
Certified racist :
paying interest does build equity.
2026-04-08 21:41:28
2
lukegreatguy :
I wish I kept renting, man.
2026-04-08 02:45:48
2
Anthony Morgan :
No one refinances for a .25 point lmao
2026-04-03 17:44:40
2
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