That response was basically saying I get paid daily to be a Dave Ramsey robot
2026-03-30 22:19:24
1339
Robert Bradford :
I wish that I was rich enough to be able to decline to take a free $5000.
2026-03-31 14:40:04
107
brendanmcgovern5 :
I am ridiculously against debt but not taking that is the dumbest thing I have ever heard . If you have to pay the 15k it’s a free coupon for 3k
2026-03-30 22:15:44
625
Ryan :
His answer is basically I have too much money to care about 5k
2026-03-31 06:16:42
161
Remnant99 :
I bet he'd pay off a 0% car loan early too
2026-04-01 14:34:10
98
Dan :
NEVER BORROW MONEY. EVER
2026-03-30 22:52:03
7
Ken :
This question was literally “are you open minded or closed minded?” And bro chose closed minded lol
2026-03-31 22:08:57
24
Mr Vincredible :
This is just bad financial advice. Who cares if you have $15k in an emergency fund.
2026-03-31 19:08:36
163
Gary Keith :
I think it really because Dave would fire him for doing so because it goes against the brand.
2026-03-30 23:27:53
51
Reedwizard :
False, it’s a $5k discount. Take it!!
2026-03-31 19:52:24
70
Drewzilla :
“I like my life so simple I turn away $5k without looking at it” is crazy work.
2026-04-02 07:08:22
12
Jeremy Brown :
Absolute idiocy.
2026-03-31 04:29:05
93
Justin Williams :
These are finance experts who won’t make the trade off of managing 1 account to save $5k. Unbelievable
2026-03-31 09:47:50
70
Dallas Gillespie :
saying no to a 33% discount on a bill you have to pay is just stupid
2026-04-22 12:21:03
5
Michael :
I honestly don’t get it. I average about 3% back across my cards. Why would I not take that money each year?
2026-04-02 00:54:24
5
Pizfer :
If you pay the card off immediately then you don’t have debt
2026-04-01 15:41:30
9
WaterBowlCam :
How can anyone take this guy seriously.
2026-03-31 23:21:47
10
Christian Dang :
Keep in mind this the guy who agrees he wouldn’t take a a billion dollar loan with 0% interest
2026-03-30 22:37:05
24
Matt :
That’s literally insane
2026-03-31 01:14:22
14
onedaymike :
i would never use you for financial advice. thats a 5k savings
2026-04-30 01:36:08
5
para7133 :
that seems like a stupid answer to me
2026-04-02 03:10:55
8
rami :
would miss out on a 33% discount “with great confidence”
2026-03-31 17:33:52
8
CE :
I get credit card offers all the time if you spend $500 you get $100 back. I will take them up on it spend the $500 pay off $400. and not use the card again.
2026-04-02 04:19:00
5
user198164437 :
You’re going to spend the money anyways. This isn’t financial help. This is a disservice
2026-03-31 16:08:05
13
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