renter abby
Region: US
Wednesday 01 April 2026 02:37:44 GMT
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Nando Lesher :
If you get a credit card find out what you’re limit is and only use 30% of the limit and pay it off every month. Once you have the house cancel the card
2026-04-09 17:48:28
1809
Meg :
Credit card. Use it for all regular purchases and pay off right away. Get one that gives you points you can use for travel
2026-04-03 01:29:41
865
Wendy Pennington :
Capital One credit card. That's how I started my credit journey
2026-04-10 13:36:52
148
Kearsten :
I use my credit card for EVERYTHING, then just pay it off every 2 weeks when I get paid. Also paid off my car 2 years early. 23yo & a 762. Close on our house in 6 days 🤩
2026-04-09 01:32:32
283
Meathouse :
Don’t co sign for your siblings for anything.. they will ruin your credit
2026-04-10 07:42:37
385
Azzy❣️| Worth The Wait✝️ :
I been paying rent on time for 2 years but my credit score hasn’t gotten better 🤔
2026-04-10 12:08:31
169
R :
Why do you need a 740? I had a 640 when I bought my house
2026-04-03 03:18:09
125
Cooking_with_Celine 🇯🇲 :
Get a small personal loan from a credit union and leave the money that account and set up automatic payments and let it pay itself back. I did $350 two times and it put my credit up 32 points in total
2026-04-11 01:41:43
116
X2 :
So I had little to no credit . I opened a CC with such a small limit but I would use it as if it was my debit . I would pay it off every 2 weeks no matter how much I owed. My credit scores is not in the high 700.
2026-04-10 04:26:29
63
Samantha :
Idk tbh I just use my credit card for everything and pay the amount off as soon as it lets me do so
2026-04-10 13:08:37
15
syd :
HEY YALL if you’re planning on getting a credit card to BUILD your credit, and be fr I KNOW some of yall are not financially responsible yet and that’s okay, get the SMALLEST LIMIT POSSIBLE. Like less that $600
2026-04-09 23:48:29
93
Your Thighness 👑 :
Buy a car and keep refinancing it. Everytime the loan is paid off, it helps your credit.
2026-04-10 21:19:37
29
shannonwink8 :
I’m at 800, I only use 1-5% of my card. I always pay on time. Don’t fall for their trap. Its not you’re money
2026-04-02 01:23:33
82
nicoleee1385 :
everyone said getting a new car would help me so i did and i went back from a 730 to a 688 so im so annoyed !!
2026-04-10 16:27:21
8
Aurialis🇵🇸🔻 :
credit doesnt exist outside the US btw
2026-04-12 15:13:18
19
Beccaelain :
Paid off all my debt and my credit score went down 200+ 😅
2026-04-24 03:56:00
5
Tim :
only need a 580 score to buy a home
2026-04-17 17:49:38
6
Big mama Brie :
Take trips you can afford even if that means going to San Antonio
2026-04-10 19:30:42
3
Mya champaco :
Buying gas with ur credit card then paying it every week
2026-04-10 20:18:26
5
Kaylee_Ridings :
I pay my bills with a credit card and then pay the credit card off every month. You have to have different types of credit, to help build credit.
2026-04-11 21:13:31
11
N :
A credit card and only using it for gas. Pay it off before the due date
2026-04-01 03:09:55
54
hanna :
if your credit is already good, having multiple credit lines helps but you HAVE to be good at using credit. it’s what took my 760 to 800+
2026-04-13 13:46:26
9
Angelina 💘 :
secured credit cards 🗣️🗣️🗣️🗣️
2026-04-13 14:00:20
12
war0logy_ :
I just use my credit card and pay it off every month. My credit score has went from 450 to 689 in 6 months
2026-04-14 03:14:55
19
Spencer 🇵🇸 :
Credit card, I had one with a $500 limit and used it for all groceries, gas, purchases and I pay it off every paycheck. went from no credit to a 720 within 4-6 months. Do not cancel your credit cards like a lot of people are saying omfg that will ruin your credit history. You need a long credit history for big purchases such as houses and cars. Found that out the hard way when I went to buy my car AND when we were looking to buy a house. My credit history wasn’t long enough for smaller interest rates.
2026-04-10 08:24:48
6
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