The UnRetired RJ
Region: US
Thursday 02 April 2026 11:00:00 GMT
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Janet :
Quarterly taxes here for years on years Single and screwed
2026-04-08 02:29:23
9
Pelham21093 :
I budget 22% of withdrawal for taxes.
2026-04-04 02:36:47
28
Debi Ousley :
i'm in the same predicament. however i'm only going to draw 15% out per year after i retire. just turned 66. still working
2026-04-05 12:57:10
21
Texasguy74 :
You need to start listening to financial podcasts to learn more about financial planning. There’s a lot of options. My personal favorite is “your money your wealth”
2026-04-21 21:29:01
13
West Coast Sharks :
401k’s are a joke.
2026-04-03 04:11:25
54
Good Trouble707jf :
Some States don't tax retirement money
2026-04-07 01:33:08
7
user1103358586896 :
Good ideas except you must be working and earning wages to contribute to a IRA. So with drawing from a 401 and converting to a Roth won't work unless you have income. You are capped at contributing no more that what you and your spouse earn in wages a fiscal year
2026-04-07 04:45:34
6
The Corseted Jewel Lady :
Don’t forget about IRMA regarding Medicare when moving your funds.
2026-04-03 01:53:18
6
D-MAN :
Consolation into IRAs is your only step needed. You will leave everything compounding for the long haul. Earned income is the only tax consideration you need to watch.
2026-04-04 16:26:13
15
Jimbo :
Good on u for saving for sure…but everyone should really have a brokerage account also
2026-04-30 12:22:07
6
djjk12 :
Roth conversions
2026-04-27 02:51:00
7
Bill Cardill :
You mentioned a 5 year rule for an IRA. Only a Roth IRA. Traditional self-directed IRA does not have that limitation. You should look into it.
2026-04-04 01:59:02
18
_cal750 :
They lied to us
2026-04-04 22:15:53
12
m.a.r.kasts :
put company match in only anything above that put in roth
2026-04-04 00:44:22
14
Mike Sims :
Wait until you're retire collecting SS most likely your tax bracket will be lower and hopefully you're in a state that doesn't tax seniors
2026-04-03 22:03:24
12
The_Real_Siren :
I like your thinking
2026-04-05 18:01:44
6
crackhead39 :
going to be???
2026-04-03 11:03:30
18
TheEnemyIsWithin :
U should have been into Roth as well for post tax balance
2026-04-03 21:02:46
11
user9511697510227 :
OK roger godell
2026-04-04 02:01:30
12
Steven H :
The W4 is more flexible than you think. My wife runs a home daycare and I withhold a lot extra from my income since she does not have any type of withholding she sends in to the IRS throughout the year.
2026-04-04 02:31:08
9
nycb1997 :
Yes taking it slowly at age 59.5 age . You can move 1035 exchange as a transfer
2026-04-18 15:01:51
9
LivingTheDream :
Take Only What You NEED and you have NOTHING to Worry about.
2026-04-03 16:23:43
15
Osaka :
There should be a flat rate tax on 401(k) cause that’s the time when you needed the most when you’re no longer working cap at 10% up to a million dollars
2026-04-03 17:03:43
13
John Lollis :
Move to Roth. Taxes are done
2026-05-20 13:54:19
5
burt Hughes :
then RMDs
2026-04-05 02:50:27
8
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