@justtonch: Your BDO or BPI debit card is putting your money at risk. Here's why you need to switch to credit ASAP. Not knowing the difference could cost you everything 🇵🇭 #phmoney #fintok #fyp

Tonichi_Bonoan
Tonichi_Bonoan
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Region: PH
Friday 03 April 2026 14:50:05 GMT
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mr.senchulo2
mr.guelenchano :
I think debit card is for savings and taking out money, and credit card is used for paying, spending for anything you buy
2026-06-22 15:14:05
42
melcynash
Sereinasuri :
Tips for getting credit card as student kuya?
2026-04-04 09:46:15
291
sallyrosalia.patr
salinggay :
i dont think so...ikaw pa rin magbabayad, sisingilin at sisisnglin kahit di ikaw ang umutang...and one more thing, wala kasi weight ang credit score dito unlike sa US.😅
2026-04-06 12:44:04
145
tenyete
xyji :
tinapos ko pa, ang meron lang naman ako ay gcash card
2026-05-22 05:02:36
23
nonac776
👹👹👹 :
Scary, but still im using my debit card. Never applying for a credit card
2026-04-06 17:03:49
58
imeka014
Patola :
is MAYA CREDIT CARD is Credit card?? or its like ATOME?
2026-06-01 05:10:16
1
crazyniel33
Crazynιelシ :
someone can answer if maribank card is good???
2026-06-20 09:03:19
0
marasaki28
Nikita🌻 :
Maybe next time try to speak louder if you’ll use background music. Ka pantay lang ng boses mo yung lakas eh
2026-06-21 13:14:39
0
watermelon_sugr
KenFuji :
try ATOME CREDIT CARD
2026-04-05 13:46:54
14
palawan_misspxongfam
Palaweña :
For those hindi agree,ganito lang ka simple. Get credit card and use it like debit card (search nyo na lang if anong explanation sa sinabi ko) para walang sakit sa ulo,the advantage is all the perks ng credit card na wala sa debit card.
2026-06-11 16:31:23
5
t_u_r_b_o42
CakeBear... :
Sino naman na bank nag o offer ng 0 interest sa credit card?
2026-05-26 08:58:14
0
mayz_lee
mayzlee :
Agree on this
2026-06-13 15:03:54
1
brianjamessinahon
SINAHON STORE :
I earned points through CC, napapatubo ko muna ung pera ko sa Digital bank bago ko ibayad. tipid tips po kapag kakain kayo sa mcdo much better use CC, use their app for points and use your Pagibig loyalty card discounted kana naka earn kapa ng points sa apps and credit card points.
2026-04-08 09:05:16
17
jastipieeee
Jastipie :
agree with this. madali lang magdispute lalo na pag fraudulent activity.
2026-04-04 04:19:56
42
czarina.jpeg
Hany :
I agreeee. Pero remember. Its not your money ah. Its from the bank. Also kaskas wiselyy 😊
2026-04-06 01:09:54
9
iamflovic
Flo 🌀 :
However, yung dispute namin sa BdO credit card di pumayag si BdO unless mag viral ung video mo hays. Khit ang clear na kadispute dispute sya.
2026-04-06 09:38:12
8
___elpremeromakinista
Ya Shin :
Sawakas. Maynagsabi narin.
2026-04-04 01:50:51
5
jmsfnt
Kuya James Afante :
True
2026-04-05 05:00:24
5
vir_rals
Vir :
Di nman di ako na approved sa bank na yan
2026-06-02 14:45:45
1
skedaddle14
skedaddle14 :
having a hard time deciding getting or not, can you provide more pros and cons po?
2026-04-07 16:47:38
4
noemi_casimsiman
👸🏼 QUEEN NOEMI 👸🏼 :
no hype lng yung credit card🤣🤣🤣 m stress k lng diyan🤣🤣🤣 trust me use debit card only...
2026-04-14 08:22:13
1
yufareymundo
Baby Doll :
Hirap ma approved kahit may saving ka sakanila..Ofw ka hirap parin..😅🥴
2026-05-03 00:01:41
1
cr9stina
tina :
bat po lagi kang galit
2026-04-06 08:18:11
2
ritzbaden
Mamsi🌹 Ritz Ramiscal Badenh :
believe it!!
2026-04-07 03:41:54
1
ryeziox0
Rhy :
difference between the two?
2026-04-06 14:10:30
1
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