Key Morton 💳
Region: US
Friday 03 April 2026 15:49:02 GMT
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mimi :
Greg west mortgage consultant
2026-04-06 00:16:48
12
Therealpeurifoy :
Go USDA route. I have no pmi and it's directly through USDA no banks.
2026-04-08 01:24:16
24
Robjayy23 :
He wrong at the end . If you can separate your escrow and insurance. Put 20% down if you can. I made a big mistake for not separating my insurance and escrow. The difference is a 1200 payment vs A 700 dollar payment, yes you have to pay your own taxes, but you’re already paying it through your escrow.
2026-04-06 18:03:01
48
Lyberian Girl :
My seller paid my closing cost and lowered the price 😁
2026-04-29 23:12:29
14
mikeg126 :
why is it not good to put down more than 3%?
2026-04-04 11:21:06
16
TL :
Sellers are pushing back on paying closing costs HARD. I’ve lost so many houses bc sellers don’t want to cover closing. Like they’d rather let the house sit.
2026-04-07 13:23:23
23
Evelyn LeBron :
As a seller, I wont pay fir closing cost any more. I need all the money I can to buy my next house
2026-04-05 05:36:19
26
Edmundo Resendiz :
I would rather pay closing cost than pay the price the sellers want. My plan is to pay closing cost and get the house for less than the sellers asking price. They come down 30k to 50k i do not mind paying closing cost. If they pay closing cost then im expected to pay 30k to 50k over the realistic value. At the end of day I am not paying 250k for a house that sold for 150k or in some cases 50k back before 2020. I have been waiting 3 years and ill wait another 1 to 2 years if I need to.
2026-04-04 22:24:20
54
BigBlock :
Doesn't apply to a highly desired house.
2026-04-07 19:53:52
4
dominiquejohnson323 :
Does these rules apply with buying a foreclosure as well?
2026-04-05 15:24:07
5
rambo 52 :
not on long island. people outbid by 50k
2026-04-05 18:03:33
11
Shalaha❤️ :
I’m going Georgia dream the rate is locked in.
2026-04-09 19:09:50
0
Brother to the Night. :
Everything is negotiable. Sellers can just say no. There is no fix for everyone. Every transaction is different.
2026-04-04 21:34:38
21
I❤️Tia :
Definitely good info but why is it that the home loans are 30 yr terms it doesnt matter how much the house it’s still 30 yrs.
2026-04-03 20:46:42
11
Paulette Reid838 :
I’m trying to buy now but it’s crazy out there
2026-04-05 19:25:10
18
theivoriangirl1 :
In a buyer market this is a non negotiable, in a seller market, that’s thought through
2026-04-04 02:15:14
7
Sheila T :
any advice on refinancing?
2026-04-05 10:04:29
5
Pat :
Knowledge is Power Thank You 🙏🏽
2026-04-03 23:37:11
6
Tasha Allen600 :
why didnt I come across this b4 I bought mine.
2026-04-06 17:43:07
5
Mrs.Aries.Baby :
we bought our house 11 years ago and it was common then to have the seller cover the closing costs.
2026-04-04 15:53:21
10
Kema E :
I give this advice to all my buyers🙌🏾🙌🏾. Great advice!!
2026-04-04 15:28:54
6
user6759787959436 :
Not gonna fly in a sellers market.
2026-06-02 13:57:44
1
Black queen :
I’m ready to buy more
2026-05-12 20:25:13
1
twopuppers1mom :
I out 20% on conventional and the past house I paid a ton of wasted monthly mortgage insurance for years for putting 3% down
2026-04-06 14:23:19
1
casonyaharris :
And you'll also want the seller to pay both agent's commission. That's why some seller's are pushing back on closing costs. That's a lot of money coming out of their profits.
2026-04-19 13:09:32
4
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