@tinyiko_ngobeni: Lifestyle inflation is one of the most common reasons people struggle to build wealth. As income increases, spending increases at the same pace and the financial position remains unchanged. From a financial planning perspective, this creates a problem: There is no surplus being directed towards: • savings • investments • long-term financial goals The focus should not only be on earning more but on managing how that increase is allocated. Because wealth is not built through income alone but through disciplined allocation over time.

🌼Tinyiko Ngobeni 🌼

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Saturday 04 April 2026 15:18:29 GMT