@realbraidenshaw: Social Security is one of the biggest financial decisions you’ll make in retirement. While waiting increases your monthly benefit, taking it earlier can sometimes mean more total cash depending on your life expectancy and tax situation. It’s not just about the biggest check, it’s about your overall strategy and when the numbers actually make sense.
but if you take SS at 62 you cannot continue to earn the same income nor get employee match on 401k
2026-04-06 20:08:32
19
Jericho5.0 :
62? No thanks I’ll retire at 55 😁
2026-04-04 19:25:11
65
Anthony_Williams :
but you can’t make more than 25,000 and medicare doesn’t start to 65
2026-04-04 20:51:48
15
none :
I wish I knew when I was going to die so I can plan 😂😂😂
2026-04-05 17:24:56
49
keep going :
if yoir still working at 62 then they take 1$ for every 2 you make
2026-04-07 00:21:37
4
Courtney Rothstedt :
You also can’t get Medicare till 65
2026-04-06 20:48:51
19
Tiamia89 :
They should not have limits on income after 62….if you contributed for 30/40 years already..dues are paid…
2026-04-08 07:59:47
10
Amy’s2cents :
Who can afford to retire?
2026-04-05 21:25:28
25
peace8future0 :
Have to ask can I live off social security at 62?
2026-04-05 10:26:11
8
Madeyoulook :
Either you need the money at 62 (take it) or you don’t need the money (take it and invest it). Either way. Take it.
2026-04-04 22:15:42
47
DoubleD90 :
Bro I need 1,800 a week ,not every month.😎
2026-04-04 18:39:11
31
Melinda Wolf Miller :
You would have to also retire at 62. Many of us are still earning well and not quite ready to fully retire.
2026-04-05 20:07:26
7
WellWiseWealth :
Many of us have high earning power at 62 and are not ready to retire. While the math you mention does play out- you do get penalized for income over $23, 600 (from memory) as far as social security. Ie they reduce your SS payment.
2026-04-04 18:43:02
11
UnfilteredWyomingConservative :
You get penalized if you take it early and are still working...its not just extra on top of your earned income. Rarely does the math work out in anyone's favor.
2026-04-05 00:23:12
6
Tammy :
That only makes sense if you can pocket that money and don’t need it to live on
2026-04-05 16:37:17
5
whiskeyJ :
My father passed away at 63 he never got to retire. You never know how long you will live
2026-04-06 12:32:32
10
❌ jentherentalqueen :
You don’t qualify for Medicare until 65? Private insurance is $$$$
2026-04-05 20:15:17
6
mothertheresa23 :
Thank you
2026-04-04 23:08:18
5
Jaysinn :
62 sounds good to me
2026-04-04 18:14:54
5
susie_forbes :
I make too much money to take it now
2026-04-05 19:57:40
2
🇨🇳ChineyManProblemz🇯🇲 :
can I work full time 😁n still take it at 62
2026-04-06 03:48:08
2
Andria Newton :
can you still work & receive this?
2026-04-06 19:29:55
1
Ben Crenshaw :
Most of those benefits will be taxed. Which is INSANE! You were state and federally taxed on the money back when u were working, then you put it into the system by paying Social Security tax, then you get taxed when you receive it! INSANE!
2026-04-06 01:38:48
3
Moronga :
Wait. You have to pay taxes on your social security check?👀😳😳
2026-05-11 16:37:13
1
Tom Padick :
Interesting
2026-04-05 19:48:23
2
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