@realmortgagementor: How much do you need to make to afford a $405,000 home? - ##realestate##mortgage##mortgagetips##homebuyer##homeownership- E Mortgage Capital Inc. NMLS 1439141
brother we are so cooked. who can afford 3k a month for a beginner home.
2026-04-08 22:23:08
1099
redheadshredhead :
So $82,104 USD/year (not accounting for taxes, health insurance, etc). Average household income is $84k but individual is only $45k/year. Affording an average home requires 2 incomes 😭
2026-05-26 20:22:28
152
boowopbam :
You should say approved instead of afford
2026-04-07 21:44:34
672
ST :
Where tf can you find a 405k home lmao
2026-04-09 19:53:27
62
Alex A :
2,975$ a month, times that by 12 = 35,700$ times that by 30 yea
2026-04-08 20:09:57
42
Black Mage :
Now do it Dave Ramsey style. 20% down $250k. 15 year. Total mortgage 25%
2026-04-08 01:14:47
17
Zane White :
Thanks for reminding me I’ll never be able to buy a house
2026-04-09 18:00:07
21
Elias Reyes :
Pulling the trigger on a 875k home with 45% down in 2030
2026-05-29 05:21:04
9
star03145 :
85k salary won’t get you qualified for 405k idk what this guys talking about
2026-06-03 23:42:02
9
DStack4whut :
So you’re eating cat food when your mortgage is nearly half your income. Max your mortgage should be is 30% of your monthly income, not 50.
2026-04-08 12:08:25
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ⓕⓤⓝⓚⓨ ⓑⓤⓖ :
There arent even any 400k homes on this side of my state lol
2026-05-26 07:23:22
30
Tony :
My area doesn’t have a single home for under 600k
2026-06-01 23:22:02
5
Zech Gates :
This pisses me off so much.
2026-04-09 20:49:57
11
Official.Rudy :
People also forget there’s maintenance cost when buying a home
2026-04-09 16:36:17
6
Jose :
My wife and I currently rent. We both work. Make good income. Can you do an example of buying fourolex living in them for year
2026-04-07 00:03:40
5
Brittany Henry :
There’s no homes in a 10 mile radius of where I live for $405k or less - boooooooo
2026-05-21 18:44:06
5
zaifredo :
Can you do some videos on using the VA home loan
2026-04-09 16:37:13
2
A :
Damn, no wonder why we can’t afford a house
2026-04-07 03:48:16
15
Gerald :
Me with no PMI because I put down 150k and opted for conventional for a lower rate aswell
2026-06-05 15:14:59
0
ellena Fleischman :
we will have 120k cash down. we make 7k a month. so what would we approve for
2026-04-07 23:48:59
3
Lolalatuya :
net or gross?
2026-04-10 05:41:57
0
Jordan Giordano :
What about 1m house
2026-04-07 20:25:34
0
m_mcadoo16 :
Can you do the calculation without the mortgage insurance… say if someone puts the full 20% down
2026-04-07 15:06:43
0
Habs :
Before taxes?
2026-04-07 13:33:31
3
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