@lecypher: It’s not about how much money comes in. It’s about how much you don’t give away. #PersonalFinance #generationalwealth #savingmoney #moneytok

Enkosi Ngewu | Financial Edu.
Enkosi Ngewu | Financial Edu.
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Region: ZA
Thursday 09 April 2026 16:40:48 GMT
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linzwa1174
linzwa1174 :
as a banker, saving is useless, inflation. but as bankers we love savers. u must invest, buy assets that generate wealth. if u putting money a bank, we'll my friend u just making the bank rich.
2026-06-02 19:46:23
4412
_past.25
Past 25 :
I earn 16k and my expenses are 9.5k the rest goes to TFSA and other savings with R1k buffer. 😌 don’t mind me just manifesting and practicing.
2026-06-02 16:19:57
1944
inathi892
NoSizwe :
Why would you earn 30k and spend 29k
2026-06-04 13:28:42
112
chatty_berry3
Chatty_berry :
Save more❌invest more✅
2026-06-02 23:42:08
1816
user7741601158826
blag :
I'm earning R35k i spend R20k on my overall lifestyle trying to maintain a simple living the rest goes to TFSA
2026-06-03 13:00:59
234
tenkeys__
TenKeys |mechEngineer :
But I honestly think saving doesn’t ‘create wealth’. Having money saved only helps in times of emergencies. Which technically means, for one to be financially wealthy, they need to have money GROWING somewhere or have multiple sources of PASSIVE INCOME. Saving is important for managing life emergencies but unfortunately that’s about it for me😭
2026-06-02 15:38:28
332
nomandla047
Nomandla :
I did not see this by mistake it's a sign👌
2026-06-03 10:35:29
302
phakathwayo_2k
phakathwayo_2k :
(in 2021) with a monthly salary of 7k i managed to build back rooms that now generates R4800/month
2026-04-10 11:24:50
1623
shanellshizzy
Nell :
Commenting so I can stay on this side of Tik Tok…..
2026-06-03 11:49:02
117
sissiekos
Sissie :
This is the FYP I built.
2026-06-03 13:30:34
125
gingipatrick
Gingi Patrick :
It sounds right
2026-06-04 16:05:35
1
brainwashin44
CRECIOUS MLONDOBOZI :
The statement that saving makes you rich is not entirely true. Saving preserves wealth; investing in appreciating assets is what creates wealth.
2026-06-03 06:22:46
66
lennycee
Straw :
With a salary of 45K post tax deductions & all.. my monthly expenses are about 15K and the rest goes to investments and savings (10K buffer ) I just live a chilled life.. cause I know that in the long run , I’ll be good sana. It’s hard kodwa the goal is worth it.
2026-06-02 18:57:06
56
bonnievds
bonanza :
Saving does not make you rich guys
2026-06-02 21:35:45
48
sney_syne
Sney_syne :
I can feel it a high salary is coming 🥰🥰 thanks for validating me, I’m unemployed but I see it 😏
2026-06-04 09:27:18
9
bh_designco_za
BH_DesignCo_za :
Profound 💯
2026-06-04 12:25:52
1
simphiwe_xoli
Simphiwe♥️ :
definitely following for more
2026-06-03 20:21:03
1
lylo775
Lyl0 :
Having money in a TFSA as a young person is a gift.
2026-05-26 21:42:07
1140
this_is_sinalo
Sinalo :
I save 40% of my salary, this used to be 60% before I got a car. When I started working, I was severly underpaid and all my money went towards bills, I was saving R0. As I continued to progress in my career, the increase I got went towards saving because I didn't change my lifestyle at all. This is how I manage to save the 40%.
2026-06-04 04:21:35
13
user227798318
💐Mimi💐 :
I wish I understood investments im clueless like kumnyama not so long ago it was about tax free investment like how does it work
2026-06-03 08:34:07
13
oris_khathi
NANDISA :
I have a savings account, a tax-free savings account, stocks and shares portfolio, emergency savings fund and rotational stokvel. Slowly, we’ll get there.
2026-05-15 19:28:31
83
user51853348306545
user51853348306545 :
After all don’t forget to spoil urselves put 1k aside for enjoyment, buy urself something nice every month, don’t forget to eat at ur fav spot. Do that one thing which make u super happy u can’t work for 30days only for expenses and savings aowa. YOLO
2026-06-02 18:55:34
23
user51853348306545
user51853348306545 :
A re gole sharp bathong, aeyo advice eka change fact e😭
2026-06-02 18:57:42
14
zimkithama1
Zee :
This true. One month without the salary you are done
2026-04-11 05:41:56
355
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