@lecypher: It’s not about how much money comes in. It’s about how much you don’t give away. #PersonalFinance #generationalwealth #savingmoney #moneytok

Enkosi Ngewu | Financial Edu.
Enkosi Ngewu | Financial Edu.
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Region: ZA
Thursday 09 April 2026 16:40:48 GMT
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linzwa1174
linzwa1174 :
as a banker, saving is useless, inflation. but as bankers we love savers. u must invest, buy assets that generate wealth. if u putting money a bank, we'll my friend u just making the bank rich.
2026-06-02 19:46:23
6218
_past.25
Past 25 :
I earn 16k and my expenses are 9.5k the rest goes to TFSA and other savings with R1k buffer. 😌 don’t mind me just manifesting and practicing.
2026-06-02 16:19:57
2725
inathi892
NoSizwe :
Why would you earn 30k and spend 29k
2026-06-04 13:28:42
695
chatty_berry3
Chatty_berry :
Save more❌invest more✅
2026-06-02 23:42:08
2884
user7741601158826
blag :
I'm earning R35k i spend R20k on my overall lifestyle trying to maintain a simple living the rest goes to TFSA
2026-06-03 13:00:59
387
nomandla047
Nomandla :
I did not see this by mistake it's a sign👌
2026-06-03 10:35:29
439
shanellshizzy
Nell :
Commenting so I can stay on this side of Tik Tok…..
2026-06-03 11:49:02
158
perseus1852
Perseus :
a high salary does make you rich. you must just live below your means, save a percentage of your salary and invest the rest. That's how you build wealth overtime. You don't need that Bmw that's chowing 40% of your salary before other expenses. There's many good cars that cost half of that instalment.
2026-06-05 01:13:15
33
sissiekos
Sissie :
This is the FYP I built.
2026-06-03 13:30:34
142
siba000005
𝓢𝓲𝓫𝓪🇿🇦 :
30k ke high salary?
2026-06-05 06:18:22
10
brainy14th
Brainy :
I am not seeing this by mistake
2026-06-12 14:25:05
5
phreshmakhene
Ratshepe Phresh Makhene :
What you are left with after your expenses is actually what you earn!!!
2026-06-05 13:36:05
20
brainwashin44
CRECIOUS MLONDOBOZI :
The statement that saving makes you rich is not entirely true. Saving preserves wealth; investing in appreciating assets is what creates wealth.
2026-06-03 06:22:46
74
sinalokalase
Sinalo Kalase :
kanti what are we saving for ? 😭
2026-07-05 21:44:11
14
moshe_sesame
moshe_sesame :
I think lm rich when l have R500
2026-06-07 19:52:31
17
_drkadosh
𝐃𝐫_𝐊𝐀𝐃𝐎𝐒𝐇 :
I wish we are taught financial management in schools and varsities. It is sooooooooo important!
2026-06-29 13:19:09
6
x0lan
Xolani Mshengu :
50% Expenses 30% Savings 20% spending it's doable but it needs one to be strict
2026-06-16 07:42:51
8
rethabilebless
Rethabile_Bless :
I need this side of tik tok
2026-06-04 18:30:45
17
tenkeys__
TenKeys |mechENGINEER :
But I honestly think saving doesn’t ‘create wealth’. Having money saved only helps in times of emergencies. Which technically means, for one to be financially wealthy, they need to have money GROWING somewhere or have multiple sources of PASSIVE INCOME. Saving is important for managing life emergencies but unfortunately that’s about it for me😭
2026-06-02 15:38:28
383
this_is_sinalo
Sinalo :
I save 40% of my salary, this used to be 60% before I got a car. When I started working, I was severly underpaid and all my money went towards bills, I was saving R0. As I continued to progress in my career, the increase I got went towards saving because I didn't change my lifestyle at all. This is how I manage to save the 40%.
2026-06-04 04:21:35
18
chefbontle
chefbontle :
The kinda content I’m engrossed in🤔🤏I was telling a friend that if you earn 10k and after paying your debts/expenses you’re left with 1k…then your salary is 1k that’s the money that goes to you..the 9k isn’t yours pila pila
2026-06-06 09:36:14
20
sney_syne
Sney_syne :
I can feel it a high salary is coming 🥰🥰 thanks for validating me, I’m unemployed but I see it 😏
2026-06-04 09:27:18
21
lennycee
Straw :
With a salary of 45K post tax deductions & all.. my monthly expenses are about 15K and the rest goes to investments and savings (10K buffer ) I just live a chilled life.. cause I know that in the long run , I’ll be good sana. It’s hard kodwa the goal is worth it.
2026-06-02 18:57:06
60
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