@funnyleonidas: If you used that debt letter… don’t make this mistake. @Leo’s Credit Tips & Repair The template works. But most people don’t know how to use it correctly. When I started, I had a 530 credit score and $80,000 in collections. It took me multiple rounds and over 24 letters to remove everything off my credit to boost my scores. The biggest mistake? Trying to dispute everything in one letter. You have to separate: • collections • late payments • repos •charge-offs •inquiries And that’s just for one bureau. You need to do it for all 3 bureaus. It’s not just a one-page letter either… You need 6 supporting docs: •dispute letter •copy of license •copy of ssn •copy of proof-of-address •credit report •FCRA Violation That’s what actually gets results. If you don’t want to deal with all that… or want it done right the first time… Comment “FIX” if you’d rather have me do it all for you. #creditrepairtips #credittips #debtcollector #creditscoretips

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Friday 10 April 2026 18:19:30 GMT