I set that payment plan up, as of today I am officially debt free.
2026-04-13 09:30:04
306
jade_ 902022 :
some of us wasn't taught money management, budgeting n credit its sad
2026-04-11 20:16:13
927
user4914128206600 :
I use the snowball method, cleared half my debt off in less than a year
2026-04-13 06:15:57
332
L :
I used to ignore letters it tanked my mental health. I pay small amounts off them all now and nearly paid off
2026-04-12 19:19:52
317
BaddieBuisness :
wrong ! If debt is sent to bailiffs they have brought your debt so technically paid it off for you, learn your rights ✨
2026-04-13 19:43:18
90
مادينا ♡ :
I literally had to do this last week.. I got so tired seeing the same letters about the same thing 😭
2026-04-12 02:13:38
43
WhipWares :
I’ve tried and they refuse anything under £200 a month
2026-04-13 15:14:15
5
𝓘𝓽𝓼𝓳𝓮𝓼𝓼𝓲𝓬𝓪𝓵𝓱𝔁 :
This was one of my 2026 goals and alhamdulillah it's all in order what your saying is 100% correct
2026-04-11 20:40:12
114
Dinkdino :
ring step change. They write it all off for you for free
2026-05-26 15:22:48
6
js_lvp :
Phone contracts payday loans overdraft catalogs I was crippled kept binning the letters got black listed from everything bit the bullet and sorted everything out it took me 5years to sort everything and pay it back my credit score has gone back and I get accepted for pretty much anything now
2026-04-14 13:12:26
29
spamh :
I stopped half way through this video to set up a payment plan - I needed that push🖤
2026-06-03 18:49:04
7
ItzKarmzy :
I needed this bro
2026-04-13 12:10:30
19
🪷beth :
i’m down from 5000 to 2000 !
2026-05-23 12:21:33
15
38 :
A ccj isn’t worth it
2026-05-21 20:46:42
11
CopyKat93 :
it only takes one bill to come through my door and im on it. I cant have any debt weighing on my mind jesus
2026-06-09 12:07:03
14
katielc84 :
I just dont ever open letters or answer the door 🤣
2026-04-13 16:10:50
86
Samantha :
I don’t think being in debt is a mess up in life. I just don’t believe in council tax, Thames water etc so I won’t pay. They can keep writing to me and it does not bother me at all. 🤣
2026-04-13 14:56:35
11
becca 🐾 :
I have a few £1 payments going out every month 🤷♀️
2026-04-12 11:30:42
54
Fabian :
if you got a debt with a debt collector, email them a settlement figure, if you owe 1k you can most likely settle for 300-350. especially if you haven’t made payments they’ll most likely settle, they buy your debt for pennies on the pound
2026-04-12 02:49:50
89
STAR-LETTA :
Can go on a Iva but it will mess up your credit for 6 years,, young people avoid unnecessary spending avoid messing up your credit, your credit score is important, no phones no designer unless you can keep up with the payments, wish someone had told me
2026-04-14 17:18:38
7
Claire- Louise 🤓 :
Not when it’s 30.4% apr im selling my soul at this point 🤣
2026-04-13 12:46:40
9
user345788984 :
I been paying years but why doesn’t it ever go down
2026-04-12 10:34:55
14
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