@antonia_investing: The student loan interest cap applies to Plan 2 and Plan 3 borrowers from September 2026 and is subject to change. Figures and thresholds referenced are based on current government policy and may be updated. The impact of the repayment threshold freeze will vary depending on individual income, loan balance, and repayment plan. This is for information only and does not constitute personal financial advice. If you are unsure how student loan repayments affect your finances, consider speaking to a qualified financial adviser. Individual tax and financial circumstances vary.