Yup, I have a HYSA for my 6 year old, I just let it sit - I put in money every month and the bank pays “her” $36 (depending on the amount the acct) just for having her money there.
2026-04-20 15:03:42
85
GeniusCookie02 :
I started my 18 month old son’s savings account prior to him being born. He’s at $4300. His unborn brother (currently going on 38 weeks pregnant) is at $250, but it’s a start!
2026-04-14 04:14:18
7756
abbyxsnyder :
I want to open a high yield savings account but I’m not sure which bank/ credit union to go with
2026-04-16 18:53:01
3
Drea :
I did this for my son and he jokingly says “I have more money than you” and little does he know he actually does 😅💀
2026-04-14 02:58:40
4447
_94 (Chelle) | ⒶⓇⒾⓇⒶⓃⒼ⁷ :
My 8yr old account's looking really good and mine is empty 😩
2026-04-13 21:10:42
405
Tiffanei RN :
My 5 year old is at 11k 🥹 I invest everytime I get paid
2026-04-28 21:52:57
179
ThatgirlAB :
My mom opened my baby an investment account as soon as she came out !! Super worth it , never too late to start
2026-04-14 00:07:12
1681
diana :
A good tip: Look into life insurances for them and for yourself as well! It all depends on the policy but my son will be able to take money out from his policy by the time he’s 18, enough to at least put a down payment on a car or buy a used car. An easy way to set your kids up financially if you’re no longer here is by getting a life insurance to cover any necessities like your mortgage or any debt.
2026-04-15 00:58:21
91
$hitisbananas80 :
My daughter is 4 and I just started. I would have sooner but I’m a single mama and have so much to take care of.
2026-04-21 02:22:20
112
Aly Yellow :
HYS and a Roth IRA since he was born. It’s ok if you don’t have them. It’s never too late to start! Something is always better than nothing 😁
2026-04-27 14:56:13
35
Lidia Marin :
my 2.5 year old toddler has 10k in his bank account. from taxes and birthday parties or anyone giving him money. saving for his college!!!
2026-04-24 02:03:02
64
❤️ :
Girl I started a 529 account for my son at 6 months old and use my child tax credit every year to deposit that to the savings account. You can start at any point as long as you just start 😁
2026-04-15 01:22:28
82
Mariana Nieves | Sahm :
😭 It’s ok I only got trauma passed down. Make sure you don’t do that. 🫵
2026-04-18 04:20:07
52
SydSyd :
The car accident settlement we got in a few months ago is where I started girl
2026-04-23 01:22:32
14
sin :
We have a savings account we don’t touch and can’t touch until he’s 18. Setting by boy up for life
2026-04-14 20:00:59
79
Meg :
My 2 year old has $350 invested so far that’s it 😂
2026-04-15 00:01:52
36
Scubasteve_bronco :
my 1 year old has almost 2k.
2026-04-14 22:19:55
26
kirby :
I have $2,400 saved so far for my one year old
2026-04-14 22:59:07
68
Natalie :
How does this work can someone explain I don’t know much
2026-04-14 06:08:24
424
chlo:) :
capital one has a good investment account !
2026-04-22 17:37:51
9
Amandinha Knappenberger🇧🇷 :
Can someone please explain how to go about this? I really don't know anything. As someone who's parents didn't do this for her I want to do this for my two children. I have a bank account with the Credit Union. A savings/checking, but that's it. Do I have to open a whole separate account for my children, or can I open an account under my bank account?
2026-04-27 19:05:19
6
Madison :
I have a savings account for my 7 year old and put $50 in every month and my fiance puts $50 and then on holidays we put $100 each
2026-04-14 21:54:31
9
Maria :
My kiddo is 5 and has roughly $5k 😭 my goal is $1k a year invested
2026-04-15 03:22:10
16
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