Brian | Calm Money Coach
Region: CA
Monday 13 April 2026 00:34:16 GMT
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Canada686 :
Keep in mind any corporate passive income generated can also affect your small business 12% tax return and start to reduce that. In the alternative, dying with a large RRSP would mean it goes onto your income in your year of death which means around 50% for a large sum. If you held your corporate shares in a family trust, you could look to have your shares allocated to your children to defer taxes to them as opposed to you in death.
2026-04-21 21:29:48
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Lost Dad :
More of this type of content is needed. Too many people think RRSPs are some sort of scam due to being fully taxable on withdrawal.
2026-04-14 20:33:08
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The only sane one in the room :
let's say I have a corporation with no current business but liquid assets in excess of a million dollars. can that corporation take my money and invest it and get the same deductions instead of me personally investing it?
2026-04-14 21:59:44
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namiasdf4 :
I'm just using my fhsa for 15 years and let it roll into rrsp
2026-04-13 05:14:35
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Matthew Fournier575 :
If I take out let’s say 20k from my corp and put it all into my personal rrsp will I have to pay any taxes in the 20k personally? Or will my corp have to?
2026-04-14 13:12:59
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Jethro :
That tax break isn’t necessarily a free gain. There are other risks to the RRSP that occur on a regular basis.
2026-04-29 18:49:18
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Jim Locker :
your business can go to zero. gotta take some money off the table at some point
2026-04-14 01:49:28
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kieranryan36 :
More content on investing and withdrawing money from a corp please!
2026-04-20 14:07:56
1
Rumpy J :
Insurance can solve lots of these issues with his strategies that he recommended you purchased an insurance policy in the Corp. and outside the Corp. Great idea, ideas
2026-04-13 03:20:35
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BigCat :
Not if you use Corp class mutual funds within the Corp structure - minimal distribution and mostly capital gain which can then be paid out through CDA..
2026-04-13 01:15:37
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Beyond Words :
wish you could give my portfolio a solid review
2026-04-22 19:52:38
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John :
This is the way, the math maths
2026-04-14 00:12:16
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CaroAnneMarie :
Hi there, love the content. One thing I don’t follow is why would everything come out of your corp at almost 48%? If the majority is capital gains you would get a large CDA credit. And why use the highest non eligible dividend rate but only 40% if you had RRSP income. I also see clients run into big issues down the road with large RRSP when it comes to losing OAS, losing a partner and income splitting provisions, taxes on their estate. I get this in theory but it doesn’t always play out this straight forward. Corps give you a lot of flexibly in retirement and often better options for estate planning.
2026-04-13 02:20:54
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John Dizon :
Because i need to pay myself for my daily expenses
2026-04-13 12:00:57
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🌸Teresa🌸🇨🇦 :
Upon death how is each treated
2026-04-13 02:41:30
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Shazad 🇨🇦 :
👍👍👍
2026-04-13 01:03:20
1
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