@humphreytalks: 4 Things You Should Do With Your Tax Refund 1. First, if you don’t have a fully funded emergency fund, set this refund aside in a High Yield Savings Account → Ex: If you spend $2,500 a month, that’s somewhere between $7,500 and $15,000. 2. Put this toward any high interest rate debt you have. Anything over 8-10% would be considered high interest! 3. Kickstart your Roth IRA: This money grows and can be taken tax-free in retirement → low-cost ETFs and mutual funds that passively track the US market (VOO, SPY, FXAIX, etc.) 4. If you’re already investing a steady portion of your income consistently, you could spend a portion of it and save some of it, whatever balance is right for you. #EduTok #TikTokLearningCampaign

Humphrey Yang

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Monday 13 April 2026 18:14:22 GMT