@realmortgagementor: How much do you need to make to afford a $600,000 home? - ##realestate##mortgage##mortgagetips##homebuyer##homeownership- E Mortgage Capital Inc. NMLS 1439141

Morgan Orr | Mortgage Tips
Morgan Orr | Mortgage Tips
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Region: US
Monday 13 April 2026 18:41:12 GMT
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travshot_it
Trav Shot It :
To buy a $600K home with 20% down ($120K), you’re looking at a $480K loan at today’s 6.09% rate with no PMI, coming out to roughly $3,500/mo all-in, and you’ll need about $150K gross income to qualify. Hope this helps 🏠
2026-04-27 21:34:48
8
fuzn_rl
fuzn. :
so 9700 a month after taxes???? Combined fiancé and I make 10k a month after taxes. But cannot justify spending 4k a month on a house….
2026-04-13 19:44:54
19
iseeandhearyou
iseeandhearyou :
Conventional requires more than 10% down
2026-04-13 23:11:51
1
_ryanlifts_
RyanLifts :
can you do 650,000k home with zero debt, using the VA loan?
2026-04-22 15:41:32
0
elleensrv
Elleen :
So we are not contributing for 401k
2026-04-14 04:01:17
3
babylonshadows
Babylonshadows :
16k for closing on a 600k? bro mine is 370k and my closing is over 20k
2026-04-19 18:19:54
0
cluecast
Clue Cast :
“American Dream”
2026-04-15 03:04:16
4
travshot_it
Trav Shot It :
To buy a $600K home with minimum down (3.5% FHA), you’re looking at ~$21K down, ~$4,600/mo all-in at today’s 6.09% rate, and you’ll need roughly $197K gross income to qualify. Other debts raise that number. Hope this helps 🏠
2026-04-27 21:33:51
0
travshot_it
Trav Shot It :
To buy a $600K home with 10% down ($60K), you’re looking at a $540K loan at today’s 6.09% rate, coming out to roughly $4,100/mo all-in (including PMI), and you’ll need about $175K gross income to qualify. Hope this helps 🏠
2026-04-27 21:35:05
0
kalebbrik3632
kalebbrik3632 :
Fyp
2026-04-13 19:47:49
0
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