rowanwhips
Region: US
Tuesday 14 April 2026 19:09:34 GMT
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:) :
“Ur not getting a car for 10k cash anymore” 5k-7k will get you a NICE first car 😭😭
2026-04-19 20:03:59
895
Ollie :
U have the 10k anyway right just put it aside and make the payments it's free credit
2026-04-16 22:08:52
1960
..Jezzy :
Bro DO NOT FINNACE. Unless you have a stable job and have at least 5k saved for the payments. Yes it builds your credit. But he doesn’t account for maintenance, and car insurance. It being you first car and you finance it means that the car payments are gonna be at least 300 a month plus insurance and anything else that you have to get done to it.
2026-04-26 08:55:50
274
︎ ︎ ︎ ︎ :
i bought a car in feb and regret so bad pls think twice before doing it💔
2026-04-17 22:08:58
366
♱ :
100% agree, especially if you buy a cash car you won’t have any credit history so you still run risk of getting higher percent on interest even after older age. I would recommend to take a decent loan an amount you know you can afford like 10-15k so later on it’s easier to get approved for a even better car.
2026-04-17 02:58:10
53
Meraaz Saberi :
No, avoid car payments at any cost, saving money is far more valuable than people think, you can build credit in many other ways
2026-04-28 01:33:25
49
〽️iya :
i agree, i kept getting told don’t finance by EVERYONE around me so i listened, dropped 6k on a cash car that now has a blown head gasket and i have to start over again, but this time im going to finance, i’d rather have my money going to something reliable and will benefit me in the end!
2026-04-18 17:32:57
76
sourirl :
So basically i have 2k take it or leave it
2026-04-21 09:23:52
65
Angelina :
I’m still so confused. Hypothetically with 15-20k saved what would I do 😭😭😭
2026-04-24 13:12:42
22
jakery_4 :
Yh ight my 2700$ Lexus doin me well
2026-04-21 23:21:07
26
EJ :
I got this car for 8k w 95k miles and a 700 credit score I bought the car cash
2026-04-16 21:23:52
81
dksmash1028 :
how do u find a loan to take out?
2026-04-19 17:51:30
9
P Salas :
if that makes you sleep well a night, cool. but getting on a 20k debt for a vehicle that will decrease its value as soon as you get it out of the lot is not a good decision at all, especially if you’re young
2026-05-06 13:30:05
13
Alexander the Great :
Finance a 3-4 year old used vehicle. Make additional payments and pay it off early. It will have a bunch of life left in it.
2026-04-18 21:23:13
23
014val :
It does build credit, but not enough to justify paying high interest. You're paying interest on a depreciating asset, so you're losing on both ends. There are cheaper ways to build credit without taking that hit. Credit mix is only 10% of your credit. So paying cash is sometimes better depending on your debt to income ratio!
2026-04-21 22:02:27
9
η :
im turning 16 and imma finance my first car a 26 honda civic sport🤷🏽♀️imma make sure i cam afford it first tho and i will put a big down payment
2026-04-20 22:34:59
6
tiktokuser02222 :
So no 15k on a 22k 5.0 ? 💔
2026-04-15 03:54:11
13
Jocularspice :
I agree low key. Take out manageable loans like 10k. Pay for over 50% of the car down tho
2026-04-15 04:27:22
248
Brandon 🛡️ :
Please don’t listen to this guy 😭
2026-05-18 04:36:26
10
Brendaaas_97 :
Yes i worked up my credit score was at 600 now im at 750 but still deciding if i should get a car because don’t want my monthly payment being high.
2026-04-19 19:17:25
10
MJ :
worst financial advice, if your financial advice involves dealing with credit I don’t rate you
2026-05-17 03:59:25
6
⛓️💥LJj🕷️ :
Got this cash for 4k 2016 VW Jetta
2026-04-20 16:42:06
5
Alex :
i would finance but im 16 so i bought it cash
2026-04-16 21:11:33
8
user441504721179 :
well said dawg!!
2026-04-17 03:29:16
5
bryan🦍 :
nahhhh cash car better no car note 😏
2026-04-22 06:18:50
5
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