@dealsconcierge: 💳 DEBT HACK: STOP Paying Interest First 💸🔥 Carrying a credit card balance? You might be burning money every single month 👀👇 🛑 Don’t make another payment until you do this. 🧠 The Credit Card Payoff Strategy 1️⃣ Use a 0% balance transfer 2️⃣ Call and negotiate BEFORE transferring 3️⃣ Automate your payoff plan 📌 Save this if you’re carrying a balance My content is not financial or legal advice. Consult a relevant licensed professional. #moneytips #learnontiktok #TikTokLearningCampaign #moneysavingtips #PersonalFinance
This is not how the conversation goes.. I called today asking for hardship assistance because I am able to make a minimum payment they said I don’t qualify 😂 I am drowning just making minimum payments
2026-06-14 00:06:10
4
Michelle Padilla :
Then they cancel your account
2026-04-24 15:08:57
12
Tuxedo 02 :
Not if your credit is bad or you have to much debt that you get denied a balance transfer card
2026-06-05 17:27:11
8
adoptedtrickypig :
How do you transfer debt from one credit card to another? Is it as simple as transferring the debt to another bank account or is it opening a new credit card and paying the old credit card off with the new one?
2026-08-14 04:57:12
2
Missy Harris :
Only if you have good credit. People in this position usually don’t have stellar credit
2026-04-17 21:47:53
14
Vanessa Ackley :
I did not want to get another credit card to do a balance transfer.But unfortunately I had to. just waiting on my card information so I can transfer and try to get some relief to pay off this d*** debt.
2026-06-08 13:35:04
2
AceLifestyle :
Balance transfer kills ur scores
2026-05-08 13:37:41
2
Adriana Botero :
Better to switch to a 0%
2026-04-15 22:58:52
6
765346753j :
If you pay your whole bill every month, you won’t have that problem
2026-04-19 01:15:28
3
Tania617 🇵🇹🛍️🌻👩🏻⚕️ :
Depends on income
2026-05-28 20:05:10
1
Expressive Pets :
why not do a balance transfer?
2026-04-16 15:45:30
2
Suzanne Johnston :
Transfers are 4-5%, haven't seen 3% in years
2026-04-16 23:55:40
1
leelagolddenestates :
😏
2026-07-07 20:12:34
1
Jer :
Just stop paying. Hold out for over a year. Eventually, the offer to settle for a much much lower figure than you are currently owing.
2026-05-08 00:28:48
4
Italian spice :
Most people who can’t afford the minimum payment don’t have good credit to get a zero interest credit card.
2026-04-17 15:09:16
2
DJ Angelwriter ♈️🪭🎵 :
what if you apply and are denied that 0 balance card?
2026-04-29 03:46:32
1
mike03311327 :
Lmao if u can’t pay the original debt… yea let’s apply for another one 😂 makes a lot of sense
2026-05-14 22:10:53
1
Tugase Lotonuu :
😁😁😁
2026-04-30 21:34:07
2
user110600884569 :
🥰🥰🥰
2026-05-19 05:38:49
1
Dande Handyman :
😁😁😁
2026-04-16 18:09:03
1
Hi :
😂😂😂
2026-05-01 08:51:45
1
B :
😳😳😳
2026-04-17 03:40:32
1
k :
😂😂😂
2026-04-30 19:46:22
1
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