@fellasfinance: Maxing out your ISA allowance every year is simply unrealistic for most people in the UK. Its important to add as much as our financial situation allows us to take advantage of compound interest over time. Just don’t let how much you can deposit become a measure of success. #investing #PersonalFinance #EduTok Not financial advice.
Join the military, I max mine out every year because my expenses are minimal.
2026-04-15 16:32:01
17
Joe :
do a 20k balance transfer from a credit card, pay it all into your ISA where it can compound over the year. spend the next 12months paying the credit card back. compound interest in the ISA will easily outperform the low rate balance transfer costs
2026-04-16 14:45:22
7
Johndavies878787! :
Lucky if I can hit £5k per annum
2026-04-17 22:51:05
4
MrTimRuns :
20 k cash isa ‘s dropping to 12 next year ☹️
2026-04-16 06:01:54
2
Ricardo :
Thanks for stating what everyone already knows 🤣
2026-04-16 11:28:50
0
Lucy Reynolds :
student here! started investing 14 months ago now have almost 15k in my s&s isa !! quite proud!
2026-04-16 22:12:43
5
FattoThinThorWannabe :
It’s not. I do it every year. Fuming it’s dropping below £20k. It should be more not less.
2026-05-24 09:45:34
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imcatamney :
It is definitely possible. As a basically rate tax payer with family of 4 I have always max'd my ISA every year. Easy to do, just don't waste your money stupid things and avoid any debt. Now well into 7 figures.
2026-05-22 16:09:05
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XTB UK :
We love this! Such an important message
2026-04-15 15:59:33
1
See This Clearly™ :
Wise words man. I was always stressing about maxing it out. But I got time and I just invest whatever I can
2026-04-15 15:37:04
3
S :
😂😂😂
2026-04-19 22:39:35
0
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