@humphreytalks: 👀 Here are 3 signs that tell me you are ahead financially: 1️⃣ You know what you spend. You don’t have to track every single dollar, but knowing a rough estimate of what you spend your money on, and what categories it goes toward - can help you with your budget. If you ever want to run a business, you want to make sure you can run your own life P/L first! 2️⃣ You save at least 15% of your income. With Americans only saving about 4-5% of their income, if you can 2x or 3x that rate, you can not only save for a comfortable retirement, you are actually doing very well. 3️⃣ You track your net worth. That’s simply represented as: Assets - Liabilities = Net Worth. So add up all your assets (bank accounts, cars, property), subtract any debts (student loans, loans, credit cards), and your Net Worth is the difference. How many of these apply to you? Let me know in the comments 👇 #EduTok #TikTokLearningCampaign #LearnOnTikTok

Humphrey Yang

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Region: US

Wednesday 15 April 2026 15:43:48 GMT