@consultwitciera: Checking your own credit report does NOT lower your score 👏🏽 Stop letting this myth hold you back from knowing what’s really on your credit. When YOU check your credit, it’s a soft inquiry meaning it has zero impact on your score. The only time your score can drop is when lenders run a hard inquiry (like for cars, homes, or credit cards). You can’t fix what you don’t check. Stay informed. Stay in control. #creditscore #inquries #softinquiry #credittips #fy

Ciera Williams

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Sunday 19 April 2026 06:05:59 GMT