Eoin McGee
Region: IE
Sunday 19 April 2026 07:04:22 GMT
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brianalan93 :
get the house B3 or above and get a green rate , 2.4%
2026-04-19 14:08:07
6
DangerB85 :
Eoin, I’m a fan but the music at the start of this video is both shocking and unnecessary
2026-04-19 21:03:29
16
User365829618 :
Bought a house in 2018. Got my house revalued, my LTV is now less than 50% - well worth doing
2026-04-19 07:32:25
42
Jean Dolphin :
Ulster Bank were great, they used to look at similar properties that had sold in the area. Meant you didnt have to pay for a valuation!
2026-04-19 13:57:15
18
Beerdedirish :
owing 80k of a 540k property, what should I be asking for as a mortgage rate?
2026-04-19 14:25:33
0
rfche704 :
really nicely explained 🥰
2026-04-19 10:08:26
7
Colm82 :
Hi Eoin I've revalued twice in the last 11 years and I'm down 200 a month on my mortgage! 😊
2026-04-19 12:37:13
2
M3 :
just done mine this week. also got the ber upgrade to b1 so can now get green rates aswell. only paying €355 a month 👌
2026-04-19 14:42:41
6
Miriam Burden :
I have another year left on my fixed rate. Will the banks accept (boi) this revaluation and give me an updated rate before my current fixed rate expires next September?
2026-04-19 08:22:05
0
Richie B :
Does that work if I buy a house now and if things go belly up due to recession or whatever else and the value goes down in it. Can I go and get it valued and the rate lowered then?
2026-04-19 20:15:58
0
user48327 :
Bought in 2019 on 25year mortgage. Fixed my rate for 10 years at 3.3%. Can I only do this after 10years?
2026-04-20 07:12:49
0
SatNav :
It’s euro not euros
2026-04-21 17:50:07
0
Herby_23 :
Any chance you could break down to real prices. €600k Is like the 10% club. 300k more realistic. Thanks
2026-04-20 09:02:49
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LGJM :
This great info I never knew about, I'll ask my bank when my rate is due renewal, I'm definitely below 60% ltv, I got my house in recession at a steal and now same house in area is goin for over twice what I mortgaged for
2026-04-20 13:08:51
3
Rebecca Curran :
we done this 3 years ago can we do it again ?
2026-04-19 19:20:48
0
Louise Nic Raghnaill :
I did this a few years ago and it saved me both €130 per month but better than that I also had seven years less to pay on my mortgage with it as I remortgaged ...sweet!
2026-04-20 18:55:45
1
O'Neill Agritech :
did exactly this and slashed over 1% on the interest rate. well worth doing.
2026-04-20 09:00:15
1
Bobby Fingers :
An updated LTV for the bank saved my bacon when I had to make a change while locked into an amazing fixed rate. Kept the rate and no change in terms.
2026-04-21 20:48:21
1
Tom :
Love to do this but don’t no where to start
2026-04-19 13:39:04
1
yoyo :
so if I do an overpayment lump sum, that will now take me below the 50% level range what would be involved, like do I need to remortgage or change anything else with solicitor or insurance or is this just a phone call and maybe a form away. I wish this type of action was available for online changes, needing ohone calls seems archaic to me in this day and age.
2026-04-19 07:42:36
0
Gigi :
Eoin, did BOI stop this recently. ive been on LTV for years and our fixed rate had expired, they recently advised that the best rates are based on our BER rating. our mortgage is 15% of our house value.
2026-04-19 08:08:05
3
Pint Tit Out :
A house worth 600k 10 years ago is likely going to be worth 1m today !
2026-04-20 08:49:44
1
TheBoss80 :
Revalued in Covid and locked into a fixed term at 2.9% for ten yrs, LTV was 50% at the time. Plus the ten yrs coincided with youngest finishing secondary school. Saved us €100 a month.
2026-04-19 12:17:54
0
Susan Lawlor361 :
Would this apply to a Tracker mortgage ?
2026-04-19 07:17:00
0
Graeme :
Really good explanation, thanks for the tip Eoin
2026-04-19 12:56:40
1
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