You seem to be misunderstanding the math on Bilt 2.0. You are NOT getting 3.33x transferable travel points on all spend.
Your non-housing spend mostly gets “eaten” by the Bilt Cash required to unlock your rent points. If your rent is $4,500, you need ~$3,375 in spend just to generate enough Bilt Cash to unlock the 4,500 rent points.
You don’t keep both. The Bilt Cash gets redeemed to activate the rent points.
Anything you spend AFTER hitting that ~75% threshold is where you actually start accruing additional rewards on top, but realistically, 75% of rent is a massive amount of monthly spend for most people.
2026-05-08 07:31:48
6
M :
Remember when all the people were complaining about how horrible the card was 😂😂
2026-04-19 21:35:09
4
elenioftroy :
What if we don’t have rent? Still good?
2026-04-25 02:07:31
1
Evan Lam :
I didn’t know you can pay your friend’s rent in there?
2026-06-17 16:02:46
0
💋💋 :
damn I just got venture x 😭
2026-04-22 22:31:15
1
Ken :
yup people be sleeping on it. plus i’ve already used $200 hotel credit stacked with my $100 bilt cash on a 2 night stay in kyoto
2026-04-21 04:36:38
2
RR :
worth it if i don’t use it to pay rent?
2026-04-19 22:11:07
2
⚡️ Girl Mom 🦋 :
Have u tried the 4% bilt cash option? Could u make a video going into detail on other perks of this card? Example rent day perks or point accelerator?
2026-05-02 05:17:21
2
naman🇮🇳 :
maybe i should’ve got this rather than the vx… dang it
2026-04-20 23:26:51
1
TrevMS :
Really is. Don't know a single other one that can be a 3.33x catch all
2026-04-20 19:17:07
5
J.Dobbs :
The examples you used, was this with points only option, or Bilt Cash option then converted to points?
2026-04-21 10:58:05
2
son-law :
Are these Bilt points equivalent to pure cash-back value? For example, regular Bilt points convert at around 1.5 Bilt points to $1 Amazon store credit so do these multipliers reflect truely cash-back value or just point value within Bilt’s redemption system…?
2026-05-04 20:28:49
1
fynmè :
We wanna a 🤝 with
2026-05-01 08:39:18
1
Loren Applegate :
Best card in the game lowkey
2026-04-22 15:12:42
1
Chuck Leon :
I don’t have mortgage or rent, it is good idea for me to get the card
2026-05-15 06:20:38
0
Tammy Pack :
Great explanation
2026-05-21 12:13:46
0
shelashim :
😁😁😁
2026-04-20 04:44:50
2
To see more videos from user @aznfinanceguy, please go to the Tikwm
homepage.