realRaymondHeng
Region: SG
Tuesday 21 April 2026 08:20:57 GMT
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PassportOneBossTwFx :
Earning 15,000 monthly and driving a 35,000 car. And still felt the pressure of the declining economy. Flashier cars claims are only relevant in the 90s and 00s. No one earning below 20k does that anymore. 20k is the new 5k. This is how the new world order comes in soon.
2026-05-10 14:08:07
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Nk Rai :
6 months of emergency expenses works too?
2026-04-27 03:07:26
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The Boring Dad :
how much is enough to retire young?
2026-04-25 14:25:10
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GordonGekko :
Current day, if you dont have $7m - $8m in cash / equities, a fully paid house, forget about retiring or having a life. 😢
2026-04-27 02:46:40
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Trader inc :
well said, many are misled by high salaries and squander their income away, thinking it will be there forever. As we aged, we know it's not true. Easy come, easy go.
2026-04-26 11:50:37
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Tnb :
Not a high earner if your buffer can only be counted in months… just saying.
2026-05-01 07:02:57
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Happy happy :
Haha i was never caught up in this vicious cycle, saved and invested every penny and retired FIRE at 55 yrs four years ago… blisssss
2026-04-22 01:11:24
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Anabelle in disguise :
Agree absolutely. Goes for some young entrepreneurs. Driving Lambo , RM watches. Tried to warn them. They brush me off. Good luck to them.
2026-04-23 02:53:59
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Fred :
always have savings that last you for at least 1year of what you earn, or at least what you spend on average
2026-04-29 04:29:40
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TTT 123 :
Nice! Great if you could elaborate bit more. For #1, 12 month emergency fund where would you keep it? For #6, how would you calculate the number? —- For #5, yes time is the most valuable resource indeed. No amount of money can replace lost time.
2026-05-01 14:28:23
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trinidadrobusto :
Good, maybe its time you can be my disciple. 💪
2026-04-29 12:43:11
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B1567211 :
Slightly younger than you. Early 40s. I got my MD early in banking before switching to Asset Management. Working for a firm now that allows me 4 days WFH every week. I have considered retirement but I find work gives me meaning.
2026-04-21 15:40:11
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Amir Rosman :
Sharing life experience is wealth
2026-04-26 14:18:22
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Camillus Henry Tie :
Your post maybe a reminder for me, was laid off 5 months ago and I’m lucky to have safety funds for a year. I think another mistake is thinking the circles we have will be there when you are down. Making fulfilment for mistake 5 while I’m on a break. To those in the same situation ,persevere and remodel the life! I look forward to your post on calculating my numbers
2026-04-22 05:21:13
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Tembusa :
ed in DBS shld be earning 15-25k monthly
2026-04-21 09:10:39
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Orion God of War :
It’s not about how much you have but how little you need. I live a modest lifestyle, spent well below my means and retired in my 40s with $8k per mth passive income, fully paid up house and car and a 7 figure equity portfolio that’s still growing without me doing anything.
2026-05-30 17:10:29
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Platinum Motoring Singapore :
Love it 💯
2026-05-22 09:09:06
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Gerald.P :
Proud of u bro
2026-04-22 04:15:49
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Tnb :
Rental income esp from local property is such a boomer pov - passed down from folks from that era. Time to move forward. Taking physical delivery of investable assets is just plain ol silly.
2026-05-01 07:05:02
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dragon heart :
20 years watching… Tortoise life
2026-04-22 06:57:45
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