@delaesthetics: At first I wasn’t worried about the interest rate because my plan all along was to pay this off as quick as possible but then I looked at the numbers Each month I was paying significantly more to borrow the money from affirm so I went and got myself a lower interest loan to consolidate everything in one place Usually this doesnt do well if you’re going to keep going into debt but if you plan on getting rid of it forever then I believe it’s a good move Is it the best move probably not but it’s the move I made and with the same intention to pay it off as soon as I’m able