@airic.z: Is £1 million actually enough to retire in London? I did the math and the answer is scarier than you’d think 😅 This analysis does not factor in the state pension. In my opinion, the state pension will change to at least 70 (by the time I retire), and will need to be revamped in order for it to be sustainable. #ukpersonalfinance #londonlife #retirement #fintok #ukpensions londoner money advice, london retirement, uk pension planning, how much to retire uk, retire in london, compound interest uk, isa, sipp, financial independence uk, fire movement uk, london salary, personal finance uk, pension shortfall, inflation impact retirement. Not financial advice.

Airic
Airic
Open In TikTok:
Region: IE
Friday 24 April 2026 11:29:10 GMT
35375
1449
46
89

Music

Download

Comments

m4znet
M4ZNET :
Why anyone would retire in the most expensive city in uk? 🥲
2026-04-24 16:01:21
86
andy_beyonder
andy_beyonder :
I retired at 30 from the investment banking industry. When I'm not in South Kensington, I am travelling the world.
2026-04-24 18:55:43
27
dinosuar888
T.H :
retire outside the uk
2026-05-10 11:26:10
9
hanadahmadacca
Hanad Chartered Accountant :
I don’t believe in pension……….that is not retirement relying on the Money that is not even in your hand…….Better to invest in commercial property or any other property business. Invest in pension should be your third or forth income at retirement age.
2026-05-19 16:50:31
0
bluecrow09
Bluecrow :
I 100% agree with you. Would you stay in London when you retire? Would you move abroad?
2026-04-24 17:41:12
4
smittybuns
Smittybuns :
You’re not considering any dividends on the £1m. A 5% dividend on that portfolio would be £50k a year without touching the capital.
2026-05-18 19:48:31
10
ladlum19
Ladlum :
IMO it’s always simpler to consider today’s money, and ignore inflation from any projected investment returns
2026-04-24 20:49:43
4
amzrosee
amzrosee 🥀 :
Are workplace pensions factored into this or is it just savings and investments?
2026-04-25 23:50:00
0
littlebylittlle7
littlebylittlle :
State pension
2026-04-24 11:59:18
1
ianm8947
IanM89 :
Pension projections usually include inflation
2026-04-25 10:55:17
6
lana_reid1
Lana Reid :
Is the 2.5 million for a couple or individually? So 5 million
2026-05-31 16:18:41
0
jcbbrodie
Brodie :
You’re wrong . And investment returns would be more than you’re using
2026-04-25 14:43:22
2
nick.papas13752
nick.papas13752 :
In London you need 25 million cash to retire. In other countries 1M is more than enough
2026-05-05 15:31:20
0
_hotchox_
_hotchox_ :
Presumably this is based on buying an annuity? It will be less if you leave invested and draw down an income
2026-04-24 18:01:12
1
wizcount
J :
Prediction is the hardest thing ever !!!who would have thought Ai revolution and some of the major companies like Nokia would no longer exists. You either over Estimate or underestimate. You never know what the future holds - your estimates are not an exact science
2026-04-24 18:22:08
0
breathm1nts
a :
and this is all without a mortgage too!!!! 💀
2026-04-24 22:24:31
3
jack06264
Jack :
Is this for 1 person ?
2026-04-24 17:59:21
0
nuesolo0
S :
Lord almighty
2026-04-24 12:37:02
0
isaacfallows.pl
Isaac :
Just under £500 a month for 5 mill starting at 20
2026-07-02 15:04:17
0
beau_limbu
Beau Limbu :
False! It’s possible to retire in London sewers. Only coz NHS is free
2026-04-25 00:25:29
1
amjeezuk
AmjeezUK :
pension is a scam . did you know that
2026-04-24 14:51:23
1
jimmybob2002
JimBob :
People in the uk don’t retire with anything nowadays
2026-04-24 12:15:56
1
silvertoks
SilverToks :
We, in the U.K., need to start to invest (sensibly) in the way they do in the US. 100% agree we need to be more educated 🙏🏼🙏🏼
2026-04-26 14:48:39
0
kamlam0
Kam Lam :
🥰🥰🥰
2026-04-27 12:21:32
0
To see more videos from user @airic.z, please go to the Tikwm homepage.

Other Videos


About