@edwardcollins_upleveled: 529 plan to Roth IRA — the rule most high-income earners are missing. A client was terrified of overfunding his child's 529. - What if she gets a scholarship? - What if she doesn't go to college? But the rules have changed. Excess 529 funds can now roll into a Roth IRA — up to $35,000, tax free. He frontloaded five years of annual exclusion gifts into that 529 on day one. Moved a chunk out of his taxable estate. Kept full control. A 529 isn't a trap anymore. It's an estate planning tool disguised as an education account. Drop 529 in the comments for the full breakdown. #529toRothIRA #WealthTransfer #TaxFreeGrowth #EstatePlanning #GetUpleveled SF0794

Edward Collins

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Region: US

Saturday 25 April 2026 21:59:46 GMT

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Comments

user9445483402463 :

My wife and I had kids late. Instead of money being trapped for education. We’ve been maxing out Roth IRA and Roth 401k. So we can do anything with that money.

2026-04-28 13:10:33

alnitahg :

529

2026-08-30 15:39:43

user2337301342463 :

529 please

2026-06-20 17:49:59

Maurious :

My wife and I both have military retirement benefits that pay for college. Prior to that guarantee we opened a 529B. It’s good to hear we can use it for private school if that true.

2026-05-12 03:01:00

Synda :

529 please thank you

2026-06-05 19:59:26

dmc1970dmac :

529...Thanks You!!

2026-05-05 18:30:57

Tim Braun :

Until they change the rules again

2026-04-25 23:43:14

DreamTeam_018 :

529 plan

2026-04-26 11:03:59

Corina Mora :

529

2026-06-18 05:32:00

Apple User695656566 :

529

2026-04-26 15:41:14

DQ :

529

2026-04-26 20:31:33

juangutierrez85511 :

🥰🥰🥰

2026-04-26 09:28:14

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