@riyyhavin: broke is rarely about the income. it’s about the leaks nobody told you to plug #PersonalFinance #moneytips #22andbuilding #broketobuilding #moneyadvice

riy
riy
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Region: US
Sunday 26 April 2026 23:27:08 GMT
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imperfectlyperfect_
imperfectlyperfect_ :
you’ll never catch me using after pay or klarna , i’d rather pay the full price than to be in debt 😭
2026-06-06 00:58:52
2625
pb_3000
P :
Facts about that hysa. Takes little to no time to set up. Set your paychecks up so that an amount will go into your hysa automatically and the rest in your checking or whatever you want. And watch it grow without even touching the account.
2026-04-28 18:03:39
1442
_ds_xx_
D💲 :
gotta be smart with the pay in 4s but they useful fasho
2026-04-29 17:35:39
3299
aye.fck.off
aye.fck.off :
I was always told if you can’t buy it twice right now you can’t afford it right now and that’s what I live by🤩😮‍💨
2026-06-08 11:07:53
775
malandro__6
malandro__6 :
5 is not really gonna work tbh
2026-04-27 17:16:30
638
pyt_es
estherihemesie :
she’s not wrong I renegotiated my phone and internet plan and I’m paying $35 a month for both tg & it’s unlimited. From $65 to $35 was crazy
2026-06-01 10:18:54
157
musclemiya
MUSCLE MIYA THE DON✨ :
you telling me at&t will be willing to negotiate my phone bill?!
2026-05-11 08:57:32
160
duhhhitzjam
Jam727 :
Went from a $350 car insurance to $160 different providers I just don’t know how to get my car payment down it’s $462
2026-06-04 17:54:23
128
juicy._.jay._
Jayden :
Affirm got my ass big time..😔 we out of that tho!
2026-04-28 14:12:06
408
mpnaika
萌 🇭🇹🤎 :
i bought 54$ shoes on a payment plan😂 i had the money but they longer i have it the more it grows. an interest free payment plan HATE to see me coming!
2026-05-03 15:02:53
366
hellokiddo50
Brand :
Can you make a video on the high yield app you use and why you use it vs something rife
2026-04-27 02:32:52
273
alondraperhaps
alondraperhaps :
3 is a big one, just switched to Sofi 🙏🏽
2026-06-08 11:47:02
35
luv4zariiii
luv4zariiii :
oh is this play about me 😭 but i needed this
2026-04-27 02:47:58
212
_gi.gi.ohhh_
Gigi :
Chick-fil-a eats my money actually 😭
2026-06-08 15:44:04
11
abyss333333999
Aby$$ :
But then you pay capital gains on all the money you make in hysa
2026-05-18 19:45:46
0
sofarty999
avery :
ALWAYS NEGOTIATE!!! Just did this with a promotion and got 3.5$/hr MORE THAN WHAT THEY OFFERED just because I asked and pointed out the pay range!!!
2026-06-10 19:35:02
17
12_21_
oreo1221 :
sooooo i don’t do any of this and im still broke. now what. 🙂🫩
2026-06-08 04:07:50
16
phattitti
Ti’Ana :
Thank you so much!!
2026-06-08 03:13:20
10
8v1xs
8v1xs :
This capitalist system is keeping us broke🤣
2026-04-30 01:15:18
43
baby._.bunnie
kayladeiscope1400 :
Well if it makes anything worse: I have no phone bill, no internet bill, no insurance, my food is 50% off at my work (full time), I have no saving because all my money goes straight to bills and adult necessities, I have no credit so I cannot use payment plans or pay later apps, at my current job I wanted $12 and they would only give me $11. I also have 2 degrees and live in a “hire/fire at-will” state. And I’m still severely impoverished. So yeah, it’s not just about budgeting anymore.
2026-06-09 23:51:29
20
cdotfitness
Cejay :
I be using afterpay Klarna heavy😭 I can afford it when I make the purchase I js don’t wanna spend it right then and there but that do add up if u not financially smart
2026-06-12 15:35:06
7
itanarichey3
itanarichey3 :
I freaking hateeee chime I gotta get a different bank. I stay borrowing from my future checks 😩😩
2026-06-07 19:12:51
9
livtaylor33
liv <3 :
how to negotiate bills??
2026-06-05 21:05:20
14
superrandomnerd
Superrandomnerd 🤓 :
I had a high yield savings account. my checks were $200 a month. never again 😭
2026-05-05 05:25:54
43
itz_jada728
🖤 ᒍᗩᗪᗩ 🖤 :
i got debt with affirm but uh out of sight out of mind 🫩
2026-06-22 21:38:10
8
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