@calmmoneycoach: Four people pitched seg funds to me this week. All four asked if it was a good idea. Average seg fund MER is 2.92 to 3.27 percent (Morningstar Canada). A balanced ETF is around 0.20. On 100K over 25 years at 7 percent gross, the ETF wins by nearly double. The 10-year guarantee almost never triggers. Less than 1 percent of rolling periods on the S&P 500 since 1900. Wanting protection is human. The product still isn’t priced fairly for most people. Free calculator in the community. Link in bio. #CanadianFinance #SegregatedFunds #CalmMoneyCoach

Brian | Calm Money Coach
Brian | Calm Money Coach
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Region: CA
Monday 27 April 2026 23:59:45 GMT
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sweetsometimes1
🇨🇦Sweetsometimes😈🇨🇦 :
you may have requests due to DTC and some people on here. Thank you for the info, this is not how it was presented to me. I will be canceling this for sure
2026-05-02 03:02:29
1
the_leanne_mac
Leanne🇨🇦🎶 :
The insurance industry has no business in the investment space.
2026-04-29 04:51:00
1
run.dani.run
🇨🇦Dani,🇨🇦 :
do you think bypassing probate in a nonreg helps justify the seg funds fees in a province where probate us a percentage like ontario?
2026-04-28 00:14:10
1
andymorse3
Andy Morse :
Those segregated funds are s rip off. No returns !
2026-04-28 14:19:38
1
sonyadolguinacpa
Sonya Dolguina | CPA 🇨🇦🇺🇸 :
Amazing video!! I started working in wealth management a few years ago and scratched my head at Seg Funds when I first learned about them. Extremely limited legitimate use cases.
2026-04-28 00:09:30
1
fourseasons175
FourSeasons175 :
They are a draw in our office for clients with complicated family dynamics. If you want to exclude a family member that you are estranged from, there’s no contesting as these accounts bypass probate.
2026-04-29 02:22:32
0
revolutionary.pukhton
Shazad 🇨🇦 :
👍👍👍
2026-04-29 00:17:37
1
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