zach
Region: US
Tuesday 28 April 2026 01:11:08 GMT
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Jeremiah :
why would I pay it all off, I still need my credit utilization at a certain point. At least leaving like pocket change like $20-$30 dollars is good no?
2026-05-12 18:00:40
41
astujeremy :
I agree to treat it like a debit card, but in my opinion you can treat 9% of that credit card as yours too. However in order to do this you HAVE to pay your statement balance from the last month in full. Doing that already pays off the minimum payment and so you just have to make sure it is 9-1% used by the day before the statement day.
2026-06-20 22:17:33
3
tiny :
i’m 19 with a 743 so far i have 2 cards, the discover it and chase freedom unlimited, whats the next card u think i should get?
2026-06-20 22:17:28
1
savingwithselly :
I pay minimum cause that’s all I can afford , I’m getting by.
2026-07-02 16:01:08
3
Pins 👁️🗨️ :
What’s a good CC to get vacation points like that
2026-04-29 00:05:32
8
blaine.hjelle :
recently turned 18 and applied for both discover and capital one and was denied. ig better luck next time
2026-04-29 16:45:02
9
joekooozz :
What about the credit utilization that the credit bureau reads when the statement closes? I was told to leave at least 2% owed when the statement closes to achieve good utilization?
2026-05-11 04:51:31
3
J :
What do you mean by auto payments of 200 even though you didn’t spend 200?
2026-04-29 01:25:30
12
Richard Dixon :
is it true that you should keep credit utilization under 30%?
2026-04-29 13:32:20
0
Hayden-Leigh Holifield :
so what’s a good credit card for a beginner?
2026-06-24 03:42:48
1
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