@gray.area.finance: Monthly budget for May. We’re spending £300 more than we earn this month 👀 one salary, a newborn, a mortgage — and we’re not hiding from it #ukfinance #Budgeting #maternityleave #moneytok #personalfinanceuk​​​​​​​​​​​​​​​​

Daniel - Gray Area Finance
Daniel - Gray Area Finance
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Region: GB
Tuesday 28 April 2026 16:54:12 GMT
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user12587814115738
kazbat :
Cut down on takeaways and cook them at home - saved us loads - some great fakeaway books out there - good luck 🤞🏻
2026-04-29 11:30:03
31
bb924897
bb :
Cut back on your wants and budget better
2026-04-29 06:41:12
16
chrissy_p2
Chrissy p :
Why put money in stocks if you can't afford it anymore
2026-05-01 06:39:36
2
mollydow00
Molly Dow :
Lower your wants then
2026-05-12 09:45:45
5
eldog990
eldog990 :
Nothing to worry about then your bills are covered so your choosing to spend the extra £942
2026-04-29 15:43:51
12
meganjones563
Megan :
I’m on mat leave with my 3rd baby cutting out luxuries until I go back to work x
2026-04-30 20:49:15
3
oneeightse7en
John :
Wants are crazy. Just because you can doesn't mean you should.
2026-04-29 19:32:24
5
bibs19932
Bethany Constantinou :
I feel like the ISA shares can wait until she's back at work?
2026-05-01 08:39:52
2
weewuman3
weewuman3 :
Think you need to look at the wants too, that cud be cut in half I bet.
2026-04-29 02:12:02
10
nb_dragon1971
user3744991834268 :
In this day and age, my advice is don’t have any children unless you can survive on one salary. Life is far too expensive these days. Or, instead of children get a dog. Believe me that they are infinitely better than children in every way and won’t cost you hundreds of thousands of pounds over their lifetime. They’ll also bring more joy and love into your life.
2026-04-29 15:30:31
6
tino699
Martin :
hows it 2.5k for needs? and another 942 on wants? is the income including maternity pay?
2026-05-19 13:34:58
3
_dad.no.1
FLO :
wait till the nursery fees
2026-04-29 12:54:45
5
tiktok18495
TikTok :
Surely you cut down on your ‘wants’?… I’m in the same scenario and we need to make it work on one salary. We have one child in full time childcare, our other child is 5 months. The struggle is real
2026-06-11 20:09:00
2
a8g53
A8G :
Cut the sky tv
2026-04-29 18:43:01
4
.lisa.marie20
MoneyTokWithLisa ✨✨ :
Maternity pay is a killer, it really isn’t fair! Makes you realise how important an emergency fund is! Sounds like you guys have it covered ❤️
2026-05-01 13:40:36
2
ashley67356
Ashley :
Your doing okay don’t worry ❤️
2026-05-20 12:45:34
3
lm850792
LM85 :
What are the wants?!
2026-05-30 19:39:47
3
leightongray0
Leighton Gray :
Oh terrible ❤️❤️❤️❤️❤️❤️❤️
2026-04-29 19:48:53
2
chalmz95
Chazmers :
Wait till the nursery fees kick in. They are a killer!
2026-04-30 19:16:24
3
lianne.davison
Lianne Davison :
It’s really tough when you have kids you never have enough money but it is short term and does get better the older they get. Hang in there!
2026-04-29 18:33:34
3
bethanne069
BethAnne :
I wish I earned this would manage it better
2026-04-29 14:59:58
2
jrdub88
jrdub88 :
Very honest video, how are you going to manage this going forward if it continues?
2026-04-29 17:36:38
3
blakey.bhoy
Blakey bhoy :
Let the hair down
2026-04-29 11:10:33
3
jess_corderoy.x
Jess 🍏 :
Yeah immediately you need to cut the takeaways. You have to make sacrifices during this time. You don’t get to complain and then spend all that money on takeaways
2026-05-02 22:07:17
1
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