Alisha Collins Realtor
Region: US
Thursday 30 April 2026 12:29:38 GMT
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cynicalinsomnia :
I’m not making a $15k preemptive repair. Get a home inspection, if the inspection has roof concerns but it’s not failing, I’ll make a concession to split it with you
2026-04-30 12:57:42
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Muggy :
houses are not cheap anymore. you can't expect people to pay top dollar for a house and then walk into leaky roof the next day. sellers want to get by on duct tape and trust me bro.
2026-04-30 13:05:36
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Historian Jen FL :
I’m not buying a house where I’m walking into a major bill unless the price reflects that. And I’m certainly not buying one of these “updated” homes but looking at a 20 year old roof and 35 year old electrical panel. It shows me where the priorities are and I assume I’m walking into a lot of hidden damage.
2026-04-30 14:37:39
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Danielsun :
Ill use my home for example. I built the home in 2000. I bought and had installed the best shingles money could buy. (4500square/50 year w/130mph wind rating) Just recently had the roof/gutters inspected and everything is like new. Roofing guys said it’s good for another 10plus years or more short of an act of God. Thing is, if I put my home up, the only thing people will hear is “25 year old roof” regardless of superior quality and workmanship. I know this. So, will I replace a roof thats good for another decade or more with an equivalently superior product? No! No I will not. I’ll replace it with the lowest quality product available so I can say “New Roof” even though it may degrade in 5 years. So, what has truly been gained?
2026-04-30 19:07:40
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spencgr :
Bought a house with an "end of life" roof, but zero leaks. Five years later a massive hail storm came through. Insurance paid for a whole new roof. We won the lottery!
2026-04-30 21:58:24
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mkla15 :
As a buyer, I can’t finance a roof. If I immediately had $15,000 for a new roof, I could put down a better down payment or get a slightly more expensive house.
2026-04-30 23:49:09
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EG :
“A buyer can’t expect us to…” yeah they most definitely can if the market supports it
2026-04-30 20:55:03
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🌘Sheri🌒 :
People need to keep up on the maintenance of their house. In all aspects. People can’t expect top dollar for their house when they did the bare minimum for the house
2026-04-30 13:53:05
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DrillersLady :
The problem is not the lenders, its the insurance companies won't insure them which subsequently kills the deal.
2026-04-30 16:45:40
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northern_exposure2 :
Insurance won’t cover an old roof, regardless of repairs or inspections. It’s how many years since the last total replacement. I’m an agent and it’s a hard stop at 20 years for architectural shingles and 30 years at metal. I can’t even write it.
2026-05-01 21:37:00
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Mr. Lady Marshmallow :
We replaced our roof prior to listing. It was 35k. It’s a 2100sqft house, not a huge home. Luckily insurance paid. I don’t know how one gets a 10k roof.
2026-04-30 22:17:05
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Brigid :
We can't get insurance if the roof isn't new. They don't care if it's functional, they care that it's old. I can't get the mortgage without the homeowner's insurance.
2026-06-17 21:36:16
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Zeden :
Exactly. If your roof is old, even if it isn't leaking, it will eventually need to be replaced because they don't last forever. No one wants to buy a house that they're going to IMMEDIATELY have to spend 15k on.
2026-04-30 19:34:35
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danijeffers13 :
Insurance doesn’t want to insure anything 10 years or older, I had to replace a perfectly functioning water heater before we closed in order to get insured which was required to close.
2026-04-30 14:05:01
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BornOK1stTime :
Why do roofs not last longer in Wyoming?
2026-05-01 23:37:22
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Zaunnika :
That’s not happening here. Roof certification is not required. General inspector will make comments on condition and age. Lots of roofs last 20+ years. Mine made it 30.
2026-05-03 02:24:25
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Floydette :
My insurance company wouldn’t have insured the house we bought last year if the seller hadn’t replaced the roof. No insurance, no mortgage 🤷♀️I’d have moved on to a different house if they hadn’t paid for the roof replacement
2026-04-30 20:45:09
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Rach | SAHM-2-2 :
my house had a leak, a partial roof replacement was part of the deal, my inspector almost fell through the roof in the worst spot, banks wont finance if the roof is found in need of repair
2026-04-30 16:00:27
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MtnGrl1313 :
In the market I’m in, everyone is disclosing whether or not the roof was replaced after June 2023. There was baseball sized hail that came through and insurance companies won’t insure a roof that wasn’t replaced after that storm.
2026-04-30 13:25:16
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yesandpleasethanku :
Unfortunately a lot of insurance companies won’t insure these older roofs so sellers need to recognize this. If the buyer can’t get it insured then the deal is going to go bad.
2026-04-30 14:28:09
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MaryWoodward56 :
Huh. Just spent $48k on heavy cedar shake roof on a Cape Cod-style home. Thinking of selling next year. So has market value of house gone up because of “new” roof?
2026-05-01 14:05:43
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jrayez :
So get an appraisal before hitting the market. The appraisal is based off the condition of the home as is. Then price accordingly.
2026-06-26 20:20:36
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lovinghealth🇨🇦 :
Why don't they last the lifetime of the shingles???? Like shingles are good for 25 years. What kind of roofs are going on that means it being replaced every 8-12 years?? That's insane.
2026-05-31 23:53:05
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Kristin Tidd :
Here in ND it’s getting harder and harder to get homeowners on a home purchase on a roof older than 10yrs. Happening more and more here in the plains/midwest because of the hail out issue.
2026-05-01 02:06:54
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jennyirl :
Also the quality of the roof is a homeowners insurance issues.
2026-05-01 19:18:37
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