@jakeclaverqfop: You can gift up to $19,000 per person per year in XRP without filing a 709 tax form. No tax implications for you or the recipient. Keep a clean transaction record from the purchase wallet to the receiving wallet. Multiple cold wallets make this easy to manage. It comes out of your taxable estate and they get a direct allocation to the asset.

Jake Claver

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Thursday 30 April 2026 17:03:39 GMT