Brian | Calm Money Coach
Region: CA
Thursday 30 April 2026 23:17:01 GMT
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3d.Sand of Assyria :
If you're off work for a year, is it smart to withdraw some RRSP funds since your income will be very low? Even if you will just invest that money marginally?
2026-06-06 18:24:37
1
soozeebee123 :
RRSP doesn’t seem like a good investment strategy.
2026-05-01 04:49:20
7
smhealey :
I just figured this out a couple of months ago. Given the tax burden, I’m way better off enjoying the money and helping my family now!
2026-05-01 01:00:55
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Diego :
I like the idea of helping the children when they go through the harder periods of life. "University expenses" "starting a family" "divorce", "kids". I like going out for fancy family dinners. Taking a fancy trip and see the kids enjoy. I do not find pleasure in spending on fancy things, but I like to see the others enjoying it.
2026-05-01 15:52:27
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winleigh🇨🇦 :
leaving anything on an rrif or RRSP is a big mistake if you are single! govt will take a bunch more in tax!
2026-04-30 23:21:38
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fiyourwhy 🌴 🇨🇦 Coastfi gal :
Brian, I have a question, I think my plan is the draw down my RRSP and invest into non registered over time so I don't even have an RRSP when I'm 71. idk. this might not work well though. but mainly because capital gains or dividends are taxed much less than RRSP withdrawals.
2026-05-06 17:36:37
1
ChrisA309 :
Appreciate the content.
2026-05-02 04:13:25
1
Rozydreamz🇨🇦 :
Thanks for providing all this great info! It's very insightful.
2026-05-01 18:25:38
2
Beyond Words :
who do you recommend to review your situation please
2026-05-01 15:39:03
1
mickey37009 :
Great book.
2026-05-03 05:09:10
2
Sarah VS :
Yes! I just paid a HUGE tax bill for my aunt who passed last year. She’d be soc that so much went to taxes instead of her family.
2026-05-02 04:59:19
1
Newf :
So I'm single retired late 50s should I be moving my RRSP investments slowly over to my TFSA?
2026-05-01 00:01:31
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Ldk 🇨🇦 :
My mom has given us cash over the last 20 years after her stroke.
2026-05-01 13:39:58
2
Briroy :
Some of us want to leave something for our children. Because their happiness is our happiness and that’s part of a full life
2026-05-01 04:21:18
0
Sunday Morning Starshine :
Wait, what is it? What do you mean being single? I’m single now and I’m gonna be single in retirement and I’m probably gonna have 2-3 mill in fact I know I will because I already have 1 million now and I’ll inherit
2026-05-01 03:53:48
1
fiyourwhy 🌴 🇨🇦 Coastfi gal :
this book changed my life actually. like my ability to enjoy life at 79 vs 35 is vastly different. and that graph he shows time vs wealth. the people at the top right ( older and wealthier), why are you saving for? love it
2026-05-06 17:46:22
1
Beyond Words :
your videos are amazing this stuff is so over my head
2026-05-01 15:38:08
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Ldk 🇨🇦 :
I’m 53, thinking of retiring but telling my husband we don’t have enough $. He keeps saying yes we do!
2026-05-01 13:39:26
0
zooshi62 :
Who would you recommend seeing to plan properly? A tax lawyer, financial advisor or ? It’s all so confusing. Would like a one stop shop !
2026-05-01 02:23:11
3
Melissa Branconnier :
I love how you break down different finance concepts. I watch all your videos as they are clear and easy to understand! Thank you!
2026-05-01 02:07:38
1
Kae :
Great video!
2026-04-30 23:24:25
2
minor8va🇨🇦 :
Die With Zero is a great book!
2026-04-30 23:24:12
4
Nathan Nunweiler :
Curious, where does one find a fee only planner?
2026-05-01 00:02:17
1
Brent 🇨🇦 :
my parents plan on dying with 0, but it's because they didn't save a dime their whole lives
2026-05-01 12:45:24
1
L 🇨🇦🏳️🌈 :
My parents put so much into RRSPs, then my mom died at 68, but my dad can’t seem to get out of his money “plan” for the future even though he’s now a single retiree. Very frustrating!
2026-05-01 18:06:39
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