@consultwitciera: Most people don’t even realize… it’s the small habits keeping their score stuck. Here’s what I do (and don’t do) to keep my credit where it needs to be: ✖️ I don’t randomly open credit cards that don’t benefit me ✖️ I don’t apply without knowing which bureau is being pulled ✖️ I don’t wait until after the statement date to pay ✔️ I request credit limit increases on cards I already have ✔️ I keep bills on autopay to avoid late payments ✔️ I report under 10% utilization on each card ✔️ I keep my oldest accounts open ✔️ I maintain a healthy mix of credit ✔️ I keep inquiries low (1–3 max) These may seem small… but they’re exactly what keeps your score from growing the way it should 📈 If you’re serious about fixing your credit, comment CREDIT let’s stop playing with your profile. #creditscore #credittipsandtricks #creditscore #credit #fy