@ciara__anne: Answer these questions to the best of your ability and then copy it into Chat GPT of Perplexity and ask it to calculate your coast fi number and timeline.   ”Please calculate my CoastFi number by taking into account my responses to the below questions. In providing your answer, make clear (1) how long until I reach my CoastFi number at my current trajectory (2) suggest small changes I could make to reach my CoastFi number sooner. Questions 1. What is your current age? 2. At what age do you want to be financially independent? 3. How much do you expect to spend per year in retirement? 4. What annual investment return should I assume (usually between 6% -8%)? 5. What safe withdrawal rate do you want to use, (usually 3.5% to 4%)? 6. How much do you already have invested? 7. Do you want to include your pension in the calculation? 8. Do you want the target in today’s money, or adjusted for inflation? 9. Are you still contributing monthly, or do you want the pure Coast FI number with no further contributions?” Coast Fi is actually the most important goal and Coast FI is financial freedom. financial freedom for beginners. how to have financial freedom. #CoastFI #FinancialFreedom #MoneyTok #PersonalFinance #FIRE

Ciara | Money & Lifestyle

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Saturday 02 May 2026 08:22:07 GMT