The Retirement Nerds
Region: US
Saturday 02 May 2026 15:09:11 GMT
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Jim Casey :
How can I see the table/chart that list Roth conversion amount / federal tax brackets / IRMAA brackets and potential RMD amounts? I need to figure this out
2026-06-03 11:24:04
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ScubaDachshund :
Just because RMDs force you to withdraw from your retirement account, it doesn’t mean you have to spend it. Pay the taxes and reinvest the rest outside of your retirement account.
2026-05-22 03:03:22
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Beeb :
Roth conversions are bust during a market crash.
2026-05-03 02:41:29
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pauly :
Forced income ? You don’t have to spend it - place it in a brokerage account
2026-05-03 02:16:37
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Grant Davis :
That’s only partially true. The other half of that story is what is your other income? Is it significant do you have a large pension? Do you have rental properties? Do you own an apartment building completely different story now
2026-05-03 01:17:06
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Solon Vlasto :
Agree 💯. Too many people are overly concerned. A lot of Roth calculations I review for clients end up with minor benefits. The market will move up or down in a day more than the gain.
2026-05-04 02:11:05
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FloridaGrandma :
Is there a way to compute this if you have a pension along with an IRA?
2026-05-03 13:24:46
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xeylon :
My pension and social security are basically going to push me close to irmaa then you add in 401k withdrawals.
2026-05-08 23:29:23
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Yoha Brent :
Especially since the current administration is trying to get rid of federal income tax and replace it with sales tax.
2026-05-03 11:56:04
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Taeryn :
Live til 90? lol
2026-05-04 01:32:30
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michaelw984 :
This is excellent advice. I love your channel. I'm Group 1 and you've nailed it. 🔥🔥🔥
2026-05-02 18:36:48
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Kevin :
Thanks for the quick summary up front! FINALLY!
2026-05-02 22:31:09
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14250chetlain :
22% tax bracket starts at $48476. If your income at RMD time is above this level than Roth convention makes more sense.
2026-05-03 14:57:56
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Jacque :
did the calculations and at this age - not worth it for me. I'll take the RMDs and go on another trip.
2026-05-03 18:08:56
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babysinister :
Great info!
2026-05-02 22:56:46
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