@socialcap: It’s basic math. And beyond the math, I’m done delaying. #money #wealth #finance #tyler

Tyler Gardner
Tyler Gardner
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Region: US
Sunday 03 May 2026 11:47:56 GMT
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lynnrobotham
Lynn Robotham :
If I take at 62 I can only make a small income correct?
2026-05-03 20:10:55
11
k_l_e
Kelly Bickett :
I love this, but what do you do about medical insurance?
2026-05-03 18:31:49
9
juliakhoda
North End Nonna :
Medical insurance
2026-06-04 17:26:08
0
userjcphl
PHLjohnfc :
Me seeing 90s is likely. Three of four grandparents made 90. My folks are 87 & 86. Have health issues but still here. It’s a tricky call for me. The difference over those last 10(ish) years could be huge.
2026-05-10 02:32:13
4
socialcap
Tyler Gardner :
To even compare a dollar at 82 to a dollar at 62 misses the entire point for life optimization. That’s twenty years of additional memories, twenty years of better mobility, more energy, higher mental acuity. For just one moment, pretend you didn’t grow up in a world that told you to delay gratification until you forgot what you were delaying for in the first place.
2026-05-03 11:52:53
20
shinnydrummer19
ShinyDrummer19 :
what about 65?
2026-06-02 22:57:11
0
rmac678
ryanwmcallister :
This is 100% the right move! Unless you still want to or have to work full-time.
2026-05-09 01:22:30
3
xx_ryno_xx
RyNo :
I am 60 now, 62 is my target. Spent the last 15 years getting debt free, paid of home and two car loans as well as student loan earlier in my life.
2026-05-03 23:05:53
4
christinarayne29
💜❌ChristinaRayne29❌💜 :
Tyler, I’m 54 & retired 8 yrs ago. I’m definitely taking it at 62!
2026-05-03 19:45:22
5
hotkeys1997
hotkeys97 :
Tyler, what about the spouse? I’m younger than my husband by five years if he takes it at 62, does he lock in a set amount for me if 1/2 of his is better than mine? What should you do when you’re married with the younger spouse? Do you factor in both amounts and actuarial tables if one spouse is the higher earner? Your scenario doesn’t mention the spouse.
2026-05-20 19:18:39
1
claudiacampfield
Claudia Campfield :
thank you Tyler 💗!
2026-05-03 14:59:54
6
bpatters69
Bill Patterson :
I am more concerned about the solvency of social security. I don't trust our government or politicians
2026-05-03 11:52:04
8
golfrgurl
Golfrgurl :
My hubs took it at 62, had stroke 3 months later, still jokes to take it while ya can! Fortunately, fully recovered, 80 y/o. You never know what life will bring! 😊
2026-05-03 12:10:18
11
haddison16_
Haddison💜☮️ :
Tomorrow is not promised to anyone! I plan on taking at 62 also. When you factor in COLA increases it just makes sense. And I 100% agree- I've waited long enough!👍🏼
2026-05-03 12:05:36
7
frd1968
DR :
I've got 4 yrs and I'm getting mine at 62.
2026-05-17 20:00:11
1
lisabgm
Lisa M :
What if you’re still working and want to continue? Doesn’t that affect the pay out?
2026-05-03 13:14:32
7
bigfannypack
Big Fanny Pack ❌ :
Also, if you don’t need the Social Security, you can invest it and make more than you would if you delay payments
2026-05-11 17:02:25
3
ruberasco
user9952710911131 :
U made me laugh with the tooth comment….. yea it’s a decision I need to make
2026-05-03 19:22:50
4
pattymexlba
Booooootee dog :
@Very true. Practical. Love your content
2026-05-15 11:50:22
2
shawncaroline435
shawncaroline435 :
So what if you want to continue working?
2026-05-04 15:56:50
2
carter_mojo
Carter_mojo :
Why does everyone say to wait and keep working? In 52. I wanna retire at 65. What’s the best way to get there?
2026-05-05 23:55:23
3
lollyramirez1
Lolly Ramirez445 :
what if I retire at 66 will I get penalized
2026-05-04 22:10:16
4
tanyamarshall173
Tanya Marshall173❌ :
what if you can't afford it...health insurance and just living
2026-05-04 15:50:35
2
vato.grande
dakine.surfer :
did you buy a handheld digital audio recorder off of Amazon yet 🤪… emergency backup 😳
2026-05-04 15:48:43
3
nun_ya_bidniz
Nunya Bidniz715 :
At my income level, I’m told that if I take my Social Security now, it’ll get chewed up in taxes.
2026-05-04 12:58:08
3
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