@vincentchanco: This is how your money starts paying you. No selling. No timing. Just holding. Here's how dividend ETFs work: 1. Own shares and get paid regularly. 2. $50K in SCHD ≈ $1,700/year. 3. More stability and income as you get closer to retirement. Early on, focus on growth. Later, shift to income. Different stages. Different strategy. Would you rather build for growth or income right now? Follow @vincentchanco to make smarter money moves #money #finance #PersonalFinance #investing #saving #income #wealth